Insurance is not a product of all sizes. The assets you need to protect and the exposures you need to protect against are unique. In many cases, the traditional package of home, car and umbrella coverage is not enough.
At BNC, we work with a wide range of partners for personal insurance companies to give you the coverage options you need. Through Chubb, we can offer the following custom insurance service options:
Collectors & # 39; Concierge Coverage
Whether your interest is in art, jewelry, wine, stamps or anything else, you have worked hard to build an impressive collection. Make sure you protect that collection with the right insurance. Collectors' concierge service can provide the insurance you need.
However, the collector's concierge service insures your precious collection. Specialized software makes it easy to gather management and allows you to create custom reports. You can also get referrals from qualified evaluators, restaurateurs and other key specialists.
Small commercial coverage
If you or your family run a small business, you can take big risks. With insurance options for small commercial businesses, you can ensure that these risks are fully covered.
Your insurance needs depend on the details of your company, but many common options include the company's ownership policy, employee compensation and professional management and liability protection. Cyber Enterprise Risk Management and DigiTech ERM solutions can also protect your business from cyber risks.
Family Office Coverage
Family offices can provide wealth and investment management for your family, but they can also create new liability risks if you are not careful. Allegations of mismanagement, for example, can lead to lawsuits. If your family uses a family office, you need the right insurance.
Common insurances for family offices include family trust and trustee responsibility, professional liability, liability for board members and salaried employees, employment liability, management liability, corporate ownership policy, crime and cyber security.
Your situation is unique, and so are your insurance needs. Let us help you adjust your coverage to ensure you have the right protection. Contact our Private Client Services team for more information.