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Home / Insurance / InsureMyTrip Reviews for 2019 | Travel Insurance Services

InsureMyTrip Reviews for 2019 | Travel Insurance Services



 happy family traveled to the beach

The website, InsureMyTrip.com, provides the necessary tools to compare and purchase travel insurance policies from the industry's leading providers

With just a few details like destination, dates, and The number of travelers, InsureMyTrip provides custom quotes on insurance policies tailored to a traveler's needs.

It also offers a deep well of informative resources such as blog posts, travel tips, and user reviews for over 60,000 travel insurance policies. [1

9659003] The Warwick, Rhode Island firm has been in business for over 18 years and has earned top grades from both the Better Business Bureau (BBB) ​​and Trustpilot.

help with filing claims and appeals for rejected claims

In this InsureMyTrip review, we break down the site's cost comparison features, customer service offerings, and overall reputation ation.

InsureMyTrip Travel Insurance Coverage and Plans

InsureMyTrip.com connects travelers with top insurance providers offering a wide range of policy options.

The site breaks down into categories such as comprehensive, medical, evacuation, accidental death, and group

  • Medical Costs
  • Trip Cancellations
  • Evacuations
  • Accidental Death
  • Baggage Loss and theft
  • travel and baggage delays
  • nonmedical emergencies
  • concierge services
  • 24/7 helplines
  • Comprehensive policies are often the most expensive, but they can be a convenient choice for travelers who want complete coverage in one plan. For travelers who do not need much coverage or want to save money, InsureMyTrip offers plans that only cover medical costs, evacuations, and accidental death.

    InsureMyTrip also offers specific insurance for non-citizen U.S. companies. residents traveling within Europe's Schengen zone.

    The Schengen zone is a collection of European nations that do not require passports for cross-border travel but require and trip insurance for international travelers.

    What to Look For in a Policy

     insuremytrip logo InsureMyTrip makes it easy to zero on the right plan by collecting information about your destination, travel dates, number of travelers, total cost, modes of travel, and accommodations.

    InsureMyTrip reviews this information and provides a few competitive quotes from leading insurers.

    While you can find similarities between the policies and coverage options on InsureMyTrip, it's important to look closely at the fine print to ensure you're getting everything you need. ] Some common variables between travel insurance policies include pre-existing medical conditions, age limitations, number of dependents covered in family plans, and exclusions us for certain sports or activities

    These details are in the policy documentation for each plan, and you want to read this section closely to make sure your new policy checks all the right boxes.

    Also, be sure to consider the benefits of a policy before purchasing so that any surprises get the funds you expect during an emergency.

    InsureMyTrip Travel Insurance Costs

    When researching InsureMyTrip reviews, we found that the customers were able to secure competitive travel insurance rates through the site.

    When you're shopping for travel insurance, expect to spend around 4 to 8 percent of your total trip budget on insurance. This can vary, depending on the number of factors each provider takes into consideration.

    Some of the most common factors that may impact the costs of travel insurance are the type of policy, trip length, destination, traveler age, and special requirements like sports or auto coverage.

    As previously mentioned, comprehensive plans can be more expensive than plans limited to medical coverage or evacuations.

    It is also common for providers to charge more for trips in high-risk areas that are hard to access or prone to civil unrest, natural emergencies, or widespread illnesses.

    Many travel insurance plans also have maximum age restrictions. These restrictions can vary, but it's best for travelers over 65 to call for direct quote as special offers for senior travelers.

    Costs increase for older travelers, but senior packages may also include additional coverage for pre-existing Conditions and other benefits that appeal to older travelers.

    Frequent travelers may consider entering into an annual travel insurance policy through InsureMyTrip.

    Annual policies provide coverage for all trips within a calendar year with one premium.

    Premiums for annual travel insurance policies are often higher than single-trip plans, but they can offer better value when compared with the cost of many individual policies.

    When considering an annual travel insurance policy, it's worth noting that some providers impose length limitations on international trips

    InsureMyTrip's SMART Algorithm

    InsureMyTrip provides customized tr avel insurance premium quotes using its proprietary SMART system.

    The system relies on an algorithm that collects each traveler's data and then pulls from thousands of data points from insurance providers and previous users.

    Unlike some other travel sites, InsureMyTrip does not allow advertisers to purchase sponsored listings.

    The site also takes its results further with offering custom travel recommendations with each quote.

    These recommendations can include tips on traveling during different seasons, ways to save your travel insurance, and ways to stay safe when traveling in risky areas.

    Reviews and Reputation

    InsureMyTrip has gained strong reviews and ratings from some of the travel industry's most trusted watchdogs

    The site currently holds an "A +" rating with the Better Business Bureau, by whom it has been accredi ted since 2003.

    Though there is no current InsureMyTrip reviews with the BBB, the site has earned high praise from customers on both Trustpilot and Resellerratings.com.

    It currently holds a 7.9 TrustScore with Trustpilot and has a near- perfect 9.52 with ResellerRatings

    The only category in which InsureMyTrip lost points with ResellerRatings was in product and service pricing, where it scored and 8.13

    However, it is common for prices to vary because there are so many different travel insurance products available

    Customer Assistance Services

    InsureMyTrip offers a mix of services to help travelers choose the right travel insurance and make things go smoothly once they are insured.

    One of the site's strongest features is its policy comparison tools. The site initially offers three different policy options generated by the SMART algorithm

    These options are ranked as either superior, strong value, or economy. Users can then move directly to a purchase page, review policy details for each plan, or add any of them to a larger comparison chart.

    These individual plan breakdowns provide a clear and detailed overview of the price, policy features, limits, and Exclusions

    Learning Center

    Besides InsureMyTrip's unbiased algorithm and powerful comparisons, the site also provides a wealth of information about travel insurance.

    Simply click the "Learn" tab on InsureMyTrip's main page to access blog posts and informational articles on a wide range of topics, including the benefits of travel insurance, tips for travelers of different ages, insurance for cruises, and destination-specific information.

    If you are a less-experienced traveler or simply want to stay Up to date travel insurance offerings, then InsureMyTrip's extensive Learning Center could be exploring.

    User Reviews

    ips, InsureMyTrip offers over 60,000 user reviews for travel insurance policies

    Users can search for policy reviews by provider name, insurance type, and rating to gain real-world knowledge from those who have previously used a policy.

    InsureMyTrip's SMART algorithm

    Anytime Advocates

    InsureMyTrip helps travelers Even after they have purchased insurance with its Anytime Advocates program.

    The site's Anytime Advocates are customer service representatives trained to work with both the client and insurance provider.

    The site can help travelers collect all the needed documents and reviews claims form before filing to ensure that the provider has everything it needs to process a claim quickly.

    Anytime Advocates can also step in to re present a policyholder in the event of a travel insurance provider.

    According to the site, the Anytime Advocate program has helped travelers save over $ 1 million in appealed claims since 2009.

    Financial Stability

    A frequently overlooked consideration when choosing travel insurance is the financial stability of a provider or underwriter. Ideally, travel insurance is a safeguard that offers peace of mind for trips that go off without a hitch. When you go wrong, however, it is critical that your insurance provider has the back-up of the maximum allowances of your policy.

    Most of the top travel insurance providers are backed by reputable underwriters that have earned high grades from rating firms like AM Best, Standard and Poor's, Fitch, and Moody's. It's common for an insurance provider or underwriter to get different scores from different agencies, so be too concerned if you don't see a perfect "A +" report card. Think twice, though, if you only find negative ratings or none at all.

    InsureMyTrip includes scores from A.M. Best within the policy information for each of its providers. One of the key benefits of the site is that it only works with highly reviewed providers, so it's common to find A.M. Best ratings of "A" or higher. If you are interested in travel insurance policy, it does not provide any information, try calling InsureMyTrip's Anytime Advocates. They can offer unbiased opinions about the overall strengths and weakness of each provider.

    InsureMyTrip Phone Number and Contact Information

    • Homepage URL: www.insuremytrip.com
    • US. Phone: 800-487-4722, 401-773-9300
    • Canada Phone: 800-551-1337, 401-773-9330
    • International Phone: 00 1-401-773-9330
    • Headquarters Address: 100 Commerce Drive Warwick, RI 02886
    • Year Founded: 2000

    * While we make every effort to keep our site updated, please be aware that "timely" information on this page, such as quote estimates, or pertinent details about companies, may only be accurate as of its last edit day. Huntley Wealth & Insurance Services and its representatives do not provide legal or tax advice. Please consult your own legal or tax adviser.


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