Not only is your vehicle probably one of your most expensive possessions, but you are probably heavily dependent on it in your daily life.
Without robust car insurance you can risk financial difficulties in the event of a collision.
An insurance policy that gives your Fiat adequate liability, collision and comprehensive coverage is essential to protect one of your most important assets.
The cost of car insurance is affected by a wide range. of factors, including your gender, where you live, how far your commute is, your driving record and whether you rent or own your primary residence.
Another important factor affecting your insurance premium is the make and model of your
To better understand how the cost of your insurance is calculated, it is necessary to consider your insurance provider's views on the risks of insuring your specific vehicle.
How much does Fiat Insurance cost?
When collecting quotes for Fiat insurance, it is important to consider certain parts.
The amount of insurance coverage required in your state and how much you actually need are two things to keep in mind
Another crucial factor is whether a traditional insurance policy is appropriate or whether special insurance for a vintage car or collector car would be better for your needs .
Safety features, crash test results and potential for damage vary widely between Fiat models, and your premium may be higher or lower than average depending on the car's specifications.
Below you will find a summary of the various items that affect your insurance premium.
Fiat Safety Rating and Damage Threshold  Today's vehicles are designed to absorb shocks and wrinkles in a specific way that protects drivers and passengers in the event of a collision.
The more efficiently a vehicle absorbs, the safer it is for passengers and the less likely it is for an insurance company to spend a large sum of money on medical expenses.
The base model Fiat 2017 500 received a "good" score in most crash tests, including moderately overlapping frontal test, side impact, roof strength and headrest and seat test, although it received a "bad" score for the driver's side overlap test.
Fiat 2018 500X SUV received "good" Rating in all crashworthiness tests.Because these vehicles work well in collisions, they may cost less to insure.
Fiat Comprehensive and Collision Coverage
In the event of an accident that results In summing up your vehicle, your car insurance provider would pay the cash value of your vehicle minus your deductible.
For that reason, the total value of the vehicle directly affects how much you pay for collision and comprehensive coverage.
The more expensive the vehicle, the higher your premium probably. A new 2018 124 Spider Abarth sells for about $ 28,000, for example.
A used 2013 500 two-door hatchback, on the other hand, is valued at a more modest $ 6,000.
Because there is such a range in price between different years and models, it is important to get a quote based on your own vehicle.
Fiat claims frequency and potential to cause damage  Some vehicles are statistically more likely to be involved in an accident or are more likely to cause extensive damage to another vehicle.
These factors can increase the cost of insurance coverage, as your premium is based on how much your car insurance provider may have to pay on your behalf.
Insurance companies consider the total losses for Fiat vehicles and the cost of paying damages to determine premium rates.
For collision claims, the cost of the Fiat 500 was "better than average", and the cost of 500 convertible and 500 electric models was "significantly higher than average".
Fiat Insurance Discounts
Security features not only keep you safer when you are on the go, but they can also reduce the cost of your insurance premium.
Many car insurance companies offer discounts for vehicles that have safety equipment.
Fiat offers many standard safety features such as airbags and anti-lock brakes, and more advanced safety features including:
- Electric Parking Brake
- Traffic Sign Recognition
- Speed Advisor
Not all Fiat vehicles are equipped with these features It is important to let your insurance agent know what safety features your vehicle has.
What are the best companies for Fiat Insurance?
As you research the best insurance for your vehicle, whether you own a Fiat or another brand, it is important to shop, read reviews and get at least three custom quotes from different companies.
Shopping can not only save money, but it can also ensure that you get the level of service you expect.
Apart from the cost of coverage, you should consider factors such as:
- Overall Customer Satisfaction
- Claims Reports
- Company Financial Stability
- Company's Reasoned Complaints Relationship
If you own a classic or vintage Fiat, you can need to buy special insurance.
As not all providers sell this type of insurance, you may be limited in the number of insurance companies to choose from.
When shopping for a Fiat insurance, make sure you have important information at hand, such as the car's year, make, model, mileage, its trim package and details of any of its safety features.
You should also ask about available discounts in the categories of good driver, low mileage, multi-policy and multi-vehicle.
What to know about Fiat
Fiat is an Italian car manufacturer that has a presence in the EU, North America, South America, Australia, Asia and Africa.
The first Fiat car was manufactured in 1900 when an Italian contractor named Giovanni Agnelli opened a factory in Turin, Italy.
This small carmaker employed only 150 people, but it quickly grew to become one of Europe's best-selling car brands.
After World War II, Fiat was introduced to the American market, where it became popular with young drivers.
In the 1980s, Fiat left the US market, but it returned in 2011 with the Fiat 500.
The company has won numerous awards, including the European Car of the Year award nine times in the last 40 years.
Now that you know what to expect when shopping for Fiat insurance, you should have no problem finding insurance that meets your needs and budget.
* While we do our utmost to keep our site up to date, please be aware that "current" information about this site, such as quotation estimates, or relevant company information, may only be accurate as of the last day of editing. Huntley Wealth & Insurance Services and its representatives do not provide legal or tax advice. Please contact your own legal or tax advisor.