All NJ business owners should understand what insurance a business needs in the state of New Jersey. Insurance coverage for commercial properties is for unexpected events. Starting with the right business insurance coverage helps business owners to avoid surprises and possible financial crises. Not all exposures are obvious and that's why you need a professional NJ insurance agent to guide you and make sure your business is fully covered. Bogle Agency Insurance has the experience and expertise to help your business have the commercial property damage insurance it needs in NJ.
What types of business insurance will a company need?
Worker's compensation – protects employees under state law, provides medical care, death, disability and rehabilitation benefits to workers who are injured or even killed while they
Errors and omissions – a type of liability insurance that protects companies and their employees against claims for insufficient or negligent professional work
Property insurance  – insures against damage to buildings, their contents and / or loss of income due to a disaster, such as fire.
Vehicle insurance – covers physical damage to company cars or commercial trucks. This insurance also covers liability related to the use of the same.
Business Interruption – Compensates for income lost during a period of restoration to repair or repair physical damage to a named property. Umbrella – catastrophic coverage of events intended to take over where business or general responsibility is used.
These are general types of commercial real estate accidents that a business may need. There are other alternatives, such as product liability insurance for a manufacturing business. Home-based businesses may need extra coverage for their homeowners insurance policies. The important thing is to have coverage provided by the Business Accident Package that works for your business in NJ.
Be prepared for the unexpected
An event can wipe out a small business if they are not covered. Taking the time to evaluate a company's needs can save it from disaster. Bogle Agency Insurance is a knowledgeable, reliable and reputable agency to work with. We welcome the opportunity to customize an accident package in business objects based on your company's unique requirements. Call us for a consultation at (201) 939-1076.