Buying pet insurance is a great way to take away some of the financial burden of owning a pet. Although it does not cover everyday items such as food, beds and toys, it reimburses some of the veterinary costs if your dog or cat is injured or has an illness.
If you are considering pet insurance in WA or in any other state, there are two important factors to consider:
- No pet insurance company already covers existing conditions.
- Pet insurance is cheapest when your pet is young and healthy.
We looked at some of the best pet insurance companies that offer coverage to compare costs. The breed of your cat or dog makes a difference, but so does their age when you get coverage. Here are some examples of puppies under 2 years and prices for older dogs up to five years .
Each company has its own view of deductibles, expense limits, compensation percentages and coverage offered in each plan. Depending on where you live in the state of WA, you can find several options for the best pet insurance to suit your specific needs.
Examples of Veterinary Costs in Washington State
The high costs of certain health problems cause more than 50% of pet parents to consider killing their pets. The main reason people buy pet insurance in Washington and other states is to avoid having to make that decision just for financial purposes. health problems:
- Cancer: $ 4000 to $ 20,000
- Hip Dysplasia: $ 3000 to $ 6000 per hip
- Luxating Patella: $ 1,250 to $ 3000 per knee [19659018PawInjury: $ 1,000 to $ 5,000
You never know when an accident may occur or if your pet may become ill and need emergency veterinary care. Having pet insurance in place can mean the difference between keeping your dog or cat in its golden years.
How much does pet insurance cost in Washington state?
The cost of pet insurance is based on several factors, including pet age, breed and the zip code you live in. Yes, people in Seattle may pay different rates than others living in Chelan or Snohomish.
Type of Coverage you want also determine the cost of pet insurance in Washington state. Accident insurance alone is cheaper than comprehensive coverage, but it does not cover illness. Some carriers include health plans at no extra cost while others either do not offer it at all or charge extra for things like routine visits, vaccines microchips and dental care
Here is some of the best pet insurance companies in Washington state. All quotes are based on a 2-year-old mixed breed male in Seattle, WA.
ASPCA Pet Insurance
ASPCA Pet Insurance offers comprehensive coverage but does not have the option of a health plan. Each plan includes a ceiling of $ 10,000 per year for expenses, which is the highest limit offered by the ASPCA.
|ASPCA Pet Insurance||70% compensation||80% compensation||90% compensation|
|$ 100 annual deductible||] $ 58.45||$ 64.60||$ 70.33|
|$ 250 annual deductible||47.03||51.76||56.08|
|$ 500 annual deductible||39.10||42.72||45.92|
Figo Pet Insurance
Figo is the only pet insurance company that offers up to 100% compensation for covered costs, but only if you choose a deduction of $ 500 or $ 750. You can also include any coverage for veterinary examination fees for less than $ 10 per month. Figo offers an annual deductible of up to $ 20,000, but we used $ 10,000 for illustrative purposes.
|Figo Pet Insurance||70% compensation||80% compensation||90% compensation||100% compensation|
|$ 100 annual deductible||$ 36.70||$ 41, 82||$ 49.50||N / A|
|$ 250 annual deductible||31.44||35.81||40.16||N / A|
|$ 500 annual deductible||29.18||33.24||37.24||$ 41.23|
Nationwide Pet Insurance
Nationwide is one of the few animal insurance companies offering coverage for exotic pets including ferrets and rabbits . At Nationwide, you only get up to $ 10,000 in annual benefits with a deductible of $ 250 or you can choose coverage with defined annual benefits and an optional health plan.
|Nationwide Pet Insurance||50% compensation||70% compensation||19659044] 90% compensation|
|$ 250 annual deductible||$ 28.05||$ 37.40||$ 46.75|
PetPlan Pet Insurance
PetPlan offers pet insurance for pet parents in the state of Washington, but you will not have a tight spot with $ 15,000 or unlimited annual benefits. For this quote, we used a benefit of $ 15,000 annually.
|Petplan Pet Insurance||70% compensation||80% compensation||90% compensation|
|$ 250 annual deductible||$ 47.48||$ 55.33||$ 68 , 41|
|$ 300 annual deductible  43.31||50.42||62.28|
|$ 500 annual deductible||34.97||40.61||50.01|
Is Washington State Animal Insurance Worth It ?
Only you can make the decision about pet insurance is worth it for you. If your pet's breed is prone to expensive genetic or chronic conditions, it's probably worth it. Accidents are more likely to happen to young and older pets, but it is much more expensive to wait until your pet is older to secure coverage.
It does not hurt to get a pet insurance quote. in the state of Washington. With just a few important details, you can get the exact quote for your dog or cat to find out if the cost is worth it.
Animal insurance can be a way to cover some or all of your pet's veterinary expenses in the state of Washington. It is up to you to decide if the cost is worth it, but given that 50% or more of the pet parents have to choose to kill their pet because the veterinary costs are too high, it can be a profitable expense in your monthly budget.
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