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Important things to do when your child turns 18

When your child turns 18, the law sees it as a legal adult. Even if you can act as an adult, it may be in the future, but legal adulthood has begun.

When a child reaches the age of 18, parents lose many rights. Rights that include access to educational records and medical information about your child.

Even when a child reaches the age of 18, the child receives many rights. Rights that include access to financial accounts in their name that they may not have had access to before.

Due to all the legal changes that occur when a child grows up, there may be some steps that families can take. Let us discuss seven important things to do when your child turns 18.

1. Sign a FERPA Notice

The Family Educational Rights and Privacy Act (FERPA) is a federal law that gives parents the right to access their children's education records, the right to seek redress, and the right to have some control over the disclosure of personally identifiable information. information from the education registers.

When a student reaches the age of 1

8 or enters an after-school center at any age, the rights according to FERPA pass from the parents to the student.

If you and your child agree that you should still have access to their education record, fill out a FERPA form and return it to your child's school. This form is available through your child's school or online.

2. Signing a HIPAA Exemption

The Health Insurance Portability and Accountability Act (HIPAA) prevents anyone who is not named in a signed notice from receiving medical information about another adult. When your child turns 18, you will not be able to access their medical status.

By signing a HIPAA form, you grant yourself the right to your child's medical information. If your 18-year-old child hesitates to give you the right to all their medical information, he or she may restrict what you have access to.

A HIPAA exception only gives you the rights to your child's medical information, but does not allow you to make any medical decisions. This is when a medical power of attorney is needed.

3. Create a medical power of attorney

When your child reaches the age of 18, you no longer have anything to say about their medical treatment. Even if your child has a car accident and someone needs to make important medical decisions, you can not do it. Your child may still be included in your health insurance plan, but if you do not have a medical power of attorney in place, a judge will decide on your child's care.

Your child can name you as their care agent / agent via a doctor's power of attorney. This power only comes in if your child is unable to make his or her own medical decisions.

4. Creating a living will

A living will states your wishes about how you want to be treated if you are terminally ill, seriously injured, in a coma or mentally incapacitated. It also includes your end-of-life decisions, such as life support and organ donation treatments. Your 18-year-old may want to create one if they have strong beliefs about what they want.

Without a living will, the medical power of attorney will give you, the parent, the right to make health care decisions, but these decisions may not be what your child wants if they never made it known.

It makes the most sense for your adult child to create the living will and the medical power of attorney at the same time.

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