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How to track down to meet your annual goals



Who likes to make New Year's resolutions? Who never ties to them? We are one month to the new year – are you still working on your goals? Just as many of you include my decisions to live a healthier lifestyle and take control of my finances. But to really achieve these goals, here are some secrets that I have learned to keep on track:

Living a healthier lifestyle: Who's not trying to be healthier? I decided to train at least three times a week, count my daily calories and drink more water and less sugary drinks.

I found that it is the best way to use an app on my phone for me to achieve my health and fitness goals. I love using the Fitbit app and the Fitbit Versa watch, because I can track my daily development. Other apps like Samsung Health, Strava and Fitocracy are other great fitness programs if you don't have a Fitbit. On my app I can track my water and calorie intake, workouts and so much more. I also receive weekly and monthly status reports, which is a good way to compare how I do daily to a longer time frame.

Focus on finances: Although I'm only 23 years old, it's never too early to take control of the economy. I am on the right track to graduate with my master's degree in May, which means that student loan payments are just around the corner. Not to mention my husband's student loan payments also begin around that time.

I recently started listening to Dave Ramsey's podcasts on Spotify. He is inspiring and very knowledgeable about the management of your personal finances. Knowledge is power, and in order to take control of my financial situation, I must get as much insight as possible. So take it on student loans. I can cry when I see the first statement, but I know that I will be ready and ready to make the payments by following Ramsey's instructions.

My advice is to find something or someone who keeps you accountable and motivates you to stick to your resolutions. It can be a friend, spouse, siblings, parent, public figure, vision board, app or journal – just stick to it! I look forward to seeing how the rest of my year goes and I wish you good luck with your own decisions.

* Central insurance companies do not recommend or approve the companies or products listed in this article. Consumers should make their own investigations of available products.

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