A few summers ago my family planned a vacation to Texas for a wedding. Flights were booked, hotel rooms were blocked and all our bags were supported. The morning we were planning to go to the airport, we got a call from my sister that a tree had fallen on her house. It had stormed the night before and they woke up to a tree throwing on their roof. If you do not want something like this to happen to you and your home, there are many things you can do to prevent damage to property from trees.
According to The Voss Law Firm, one important thing you can do is prune your tree regularly. This means that you should cut them regularly and make sure that loose or dead branches are removed. They also mention that you look over the trees for damage. Here are some red flags to look for:
- Hollow or dilapidated
- Crossing branches
- Cracks in the trunk
- Possible limbs touching power lines
- Low-hanging branches, especially near the roof  Trees 19659008] If any of these red flags apply to your trees, it is in your best interest to contact the professionals – for example a tree removal company – to take a look at the trees and advise if they need to be removed or not.
Below are some additional articles that provide advice on how to prevent property damage from trees and what to do if damage occurs. , What now?
Another good thing to know … in general, if your property is damaged, you are responsible for the damage. It does not matter if the tree or limb comes from your property or someone else's property . This is because a windstorm is a natural act, there is nothing wrong. You want to confirm that you have insurance coverage to protect you against unforeseen losses like this.
What do the trees on your property look like? Are you covered? Talk to your independent agent today!
The information above is of a general nature and your policy and coverage may differ from the examples. Read your insurance policy in its entirety to determine your available coverage.
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