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How to prepare for a storm: 7 steps for business.



Does the forecast show high winds, heavy rain or another natural disaster? Although extreme weather can disrupt your daily business, it does not have to slow down your business.

Learn how to prepare for a storm and return to normal with these tips:

  1. Have a plan in place. Does your company have a contingency plan? Creating one helps you identify risks, back up important business functions, budget for emergency expenses, protect your assets and recover faster.
  2. Warn your employees and customers. Will customer service or your opening hours be interrupted due to a storm? Be proactive by alerting employees and customers to these changes. Assure them that you are on top and provide updates at the right time when you have them. Take advantage of technology to work to your advantage by using email, social media or text alerts.
  3. Protect files and back up your data. Are important files backed up and sensitive data about high winds shutting down your power? If heavy rain and floods threaten your area, are paper documents and electronics safe? Think about these things before storms strike. Consider keeping a backup server or copies in another location. Or save items regularly in a cloud or external device.
  4. Keep supplies handy. Top up a first aid kit, extra batteries, flashlights, light bulbs and more. Also have contact information for emergencies.
  5. Implement a checklist and schedule for preventive maintenance. Regular, documented inspections and repairs of your building, systems and equipment can help avoid costly repairs from storm damage. Check the roof and foundation for water damage or leakage, test the fire alarm system and randomly functioning equipment and fixtures should be included in your plan.
  6. Prepare your physical structure. Familiarize yourself with flood risks. Look up your business address on FEMA's flood map to see if you're in a high risk zone. If so, take extra precautions such as sealing windows and doors, moving valuables to higher ground or placing sandbags around the base of your structure. Cut trees to prevent structural damage.
  7. Safe outdoor objects. If you run a construction company, a restaurant with outdoor seating or another company that keeps valuable assets out, secure items that could explode or cause damage.
  8. Expect the unexpected. Storms can appear out of nowhere. Your best defense is a good crime – and abundant preparedness. Talk to an agent about your building coverage and assets to make sure you have what you need.

Is your company ready to withstand all weathers? Talk to a Frankenmuth insurance agent about your coverage and how you can prepare for any storms in the future. 29 April 2021 | Commercial Insurance, Safety Tips

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