قالب وردپرس درنا توس
Home / Insurance / How to celebrate Valentine’s Day during inflation

How to celebrate Valentine’s Day during inflation

There is no right or wrong way to do Valentine’s Day

Young couple hiking and having fun in Iceland.

“Valentine’s Day during inflation can be a scary situation for some couples,” says relationship expert Jessica Alderson. “But it doesn’t have to be.”

Alderson is the co-founder of SoSyncd, a dating app that matches people based on one of 16 personality types. I’m an INTJ partnered with an INTP, which means the two of us will approach Valentine’s Day as we always do – with a few well-chosen words and the gift of each other’s company.

Other personality types may want different kinds of parties—and many of those celebrations are likely to be more expensive than you expected. Whether you’re making dinner reservations, shopping for jewelry, or just hoping to buy a bouquet of red roses at the grocery store, you’ll probably pay more for Valentine’s Day this year than you did last year.

Of course, this is not just because prices have risen. It’s also because wages haven’t. “Many people have experienced reduced spending power in recent years due to inflation and stagnant wages,” Alderson explains, “so it’s only natural to be mindful of how much you spend on celebrations.”

Alderson is an INFP, which means her perspective is a bit more emotionally oriented than mine — but the two of us agree that there’s no reason to spend money you can’t afford on a vacation that’s as flexible and customizable as All Valentine’s day.

Here’s what you need to know.

In this article:

There is no right or wrong way to celebrate Valentine’s Day

One of the biggest mistakes I made, early on in my relationship, was assuming that Valentine’s Day had to be a certain way for a reason. People wouldn’t give each other heart-shaped boxes of chocolates unless there was some kind of emotional payoff, right?

As it turns out, the profit is not in the chocolate. It’s also not in the roses – especially if you’re not a gift-oriented personality type.

When my partner brought home a bouquet of roses from the grocery store on Valentine’s Day, as an INTP-style experiment to see if roses actually made the day feel special, we learned very quickly that roses didn’t matter to us. What mattered was that we had set aside an entire evening to spend together. The payoff for us came from giving each other our time.

“There’s no right or wrong way to celebrate Valentine’s Day,” says Alderson. “It all depends on the specific dynamics of each couple and what makes each individual feel loved.”

This goes double with the price increases due to the rate of inflation, as everything is almost twice as expensive – but it also goes both ways.

If your partner loves giving and receiving gifts, one of the best things you can do for your relationship is to make sure that gifts are a part of your Valentine’s Day celebration. The same goes for dinner reservations, especially if the only way you and your partner can spend uninterrupted quality time with each other is by hiring a babysitter and leaving the house for a date night.

“Don’t let inflation keep you from doing what’s important,” advises Alderson. I agree – with the proviso that you also don’t let February 14 push you into doing something that’s unimportant, especially if it costs more than you expected.

You can celebrate Valentine’s Day without spending any money

It goes without saying that there are plenty of inexpensive ways to celebrate Valentine’s Day — but it’s traditional to list them, so here are some of Alderson’s top tips for couples on a budget.

“Consider sending a handmade card, writing a letter of appreciation, taking a walk in nature, volunteering together, preparing a romantic meal or watching a movie together at home. All of these activities are free or inexpensive and can be just as meaningful as a lavish gift.”

If you celebrate Valentine’s Day not only with your partner or spouse, but also with the whole family, consider using the day as an opportunity to teach your children how to make and receive thoughtful gifts at low cost. Remember that Valentine’s Day can also be about acts of service, if your partner agrees to finally clean out the basement, or if you and your kids bake a batch of cookies to take to grandma and grandpa.

There are many ways to share your time and energy with the people you love—and the people who love you the most don’t want you to spend more than you can afford.

You don’t have to make up for past Valentine’s Day celebrations

For some couples, the past few years may have brought less than optimal Valentine’s Day celebrations. Celebrating Valentine’s Day during Covid, for example, often meant eating takeout in your pajamas – which might be fine for couples who fall on the introverted side of the personality spectrum, but might have been less fun for the extroverts.

What does this mean for this year’s celebration? It really depends on what you and your partner want and need. “The fact that we’ve had years of truncated celebrations doesn’t have to be a reason to go all out this year,” says Alderson, “but you can choose to see it as a sign that it’s time to cash out if that’s what you both want.”

If you decide to splurge, do the math first — and see if you and your partner can give yourselves not only the Valentine’s Day of your dreams, but also a balanced budget. Don’t let your Valentine’s Day celebration stop you from paying off your debt, saving an emergency fund, or keeping your 2023 financial resolutions.

Instead, follow Alderson’s advice and spend more on Valentine’s Day by spending less on other days. “Take the money you would normally spend elsewhere and put it towards something special that both parties will enjoy.”

Remember, there’s no right or wrong way to do Valentine’s Day — and no rule that says you have to make up for past disappointments. For many couples, letting the past be the past also allows them to move forward. This also frees you up to make Valentine’s Day 2023 exactly what you want it to be – with or without chocolates, roses or reservations.

Just make sure you do something, even if it’s as simple as taking five minutes to tell the person you love why you love them. “Prioritizing this special day can help keep the spark alive and remind couples of why they fell in love in the first place,” says Alderson—and as an INTJ who values ​​prioritization above almost everything else, I agree.

Our editorial policy

Haven Life is a customer-centric life insurance agency supported and wholly owned by Massachusetts Mutual Life Insurance Company (MassMutual). We believe that navigating life insurance decisions, your personal finances and overall well-being can be refreshingly simple.

Our editorial policy

Haven Life is a customer-centric life insurance agency supported and wholly owned by Massachusetts Mutual Life Insurance Company (MassMutual). We believe that navigating life insurance decisions, your personal finances and overall well-being can be refreshingly simple.

Our content is created for educational purposes only. Haven Life does not endorse the companies, products, services or strategies discussed here, but we hope they can make your life a little less difficult if they fit your situation.

Haven Life is not authorized to provide tax, legal or investment advice. This material is not intended to provide and should not be used for tax, legal or investment advice. Individuals are encouraged to obtain advice from their own tax or legal advisor.

Our disclosures

Haven Term is a term life insurance policy (DTC and ICC17DTC in some states, including NC) issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and offered exclusively through Haven Life Insurance Agency, LLC. In NY, Haven Term is DTC-NY 1017. In CA, Haven Term is DTC-CA 042017. Haven Term Simplified is a Simplified Issue Term Life Insurance Policy (ICC19PCM-SI 0819 in some states, including NC) issued by CM Life Insurance Company, Enfield, CT 06082. Police and driver form numbers and features may vary by state and may not be available in all states. Our agency license number in California is OK71922 and in Arkansas 100139527.

MassMutual is rated by AM Best Company as A++ (Superior; Top category of 15). The rating is valid from 1 April 2020 and is subject to change. MassMutual has received different ratings from other credit rating agencies.

Haven Life Plus (Plus) is the marketing name for the Plus rider, which is included as part of the Haven Term policy and offers access to additional services and benefits at no cost or at a discount. The driver is not available in all states and is subject to change at any time. Neither Haven Life nor MassMutual is responsible for the provision of the benefits and services made available under the Plus Rider, which are provided by third party providers (partners). For more information about Haven Life Plus, visit: https://havenlife.com/plus

You may also like

  • Colleagues talk with documents standing in a meeting room.
  • Lessons from Martin Luther King Jr
  • haven life plus aaptiv
  • Beautiful young girl holding pilates mat in pilates studio and talking with her two beautiful friends

Get our most read stories, twice a month

  • My experience with Haven Life has been nothing short of amazing from start to finish. After working tirelessly with brokers and receiving quotes that were complicated to understand online, I found Haven Life and I’m very glad I did. Haven Life’s respectful and understanding approach to issuing something as important as life insurance and doing it in such an easy way is why I would recommend Haven Life to both my loved ones and friends.

  • Excellent and very intuitive experience! Highly recommended!

  • The application was easy and got a big approval for life insurance without a medical exam within 48 hours. Good follow up and easy process.

  • Easy Breezy Wanted to get this done for a while and this was the easiest experience I could find. I feel good knowing there is some protection for my husband and likely dogs.

  • It was an easy process. The turnaround was also doable.

Source link