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How to buy a motorcycle



What is your riding style?

The best bike for you depends largely on what you want to do with it. Are you going to take your motorcycle on long cross-country skiing trips, enjoy weekend trips or commute around town? Understanding the type of riding you intend to do can help you narrow down your options. Some of the most popular motorcycle categories include:

  • Standard: These multifunctional bikes are an excellent option for new riders. Available in a wide range of engine sizes, they have a more upright driving position and can work for both touring and commuting.
  • Cruiser: Think of your typical Harley-Davidson®. Cruisers have a low seat height and a more relaxed driving position. This makes them perfect for both holidays and trips around the city.
  • Sport bike: Sport bikes are known for their speed, smooth handling and aerodynamic design, and are a good choice for riders who want the ultimate excitement. But keep in mind that their forward driving position, high seat height and aggressive acceleration can scare new riders.
  • Touring: If you plan to spend hours on the road, you will appreciate the comfort of a touring motorcycle. The large, wide seats and the complete cover make it easy to get to several miles. But all that comfort can also provide a hefty bike and a higher price tag.
  • Dual Sport: These enduro bikes are at home both on the sidewalk and when riding off-road. Think of them as a kind of street-legal dirt bike. They are a great option if you ever venture off the beaten track.

How does it fit?

Depending on your size, you want to consider the seat height and total weight of the bike. The ability to place both feet flat on the sidewalk will help you increase your self-confidence and will drastically reduce your chances of tipping the bike at a stoplight. And as a rule, lighter motorcycles are easier to control.

How much power do you need?

No matter what type of bike you choose, it will probably have a wide range of engine options. The engine of a motorcycle is measured by the combined size (or displacement) of the cylinders in cubic centimeters and abbreviated as "cc". To save you the detailed technical explanation, just remember that the larger the number, the more powerful the engine will be.

Basic beginner bikes can have engines as small as 1

25cc. Meanwhile, the most powerful motorcycles on the market can have engines that are over 2000cc.

According to the Motorcycle Legal Foundation, the engine size of 600cc is a good starting point for beginners. Buying a smaller bike can be helpful when you learn, but you grow quickly in the pursuit of more power. On the other hand, larger bikes can leave beginners with more horsepower than they can comfortably handle.

What is your budget?

Like cars, motorcycle prices can vary widely. Expect a brand new bike suitable for a beginner to sit back anywhere between $ 5,000 and $ 10,000. You pay less for a used motorcycle, while a top bike can cost $ 40,000 or more.

What maintenance is required?

When you buy a motorcycle, you also want to factor in the cost of maintaining it. Costs such as tires, oil changes, spark plugs and chains can increase. When you intrude on your dream bike, do some research on its recommended maintenance procedures, service intervals and reliability. This helps ensure that you will not have any surprising repairs or unexpected service visits.

How well can you ride? parking lot. Save yourself potential harm – and embarrassment – by taking a riding course in advance. Organizations such as the Motorcycle Safety Foundation regularly host courses to help beginners develop their skills. They also provide bicycles and helmets.

Do you need to buy any gear?

Do not forget to budget for riding equipment. As a minimum, you want to buy a DOT or Snell certified helmet. But you should also consider things like a riding jacket, gloves and boots. Not only do these items have more fun, but they can also save your skin (literally) in the event of an accident.

Have you shopped for motorcycle insurance?

When you buy a bike you will also need to buy a motorcycle insurance . At Erie Insurance, our motorcycle coverage 1 gives you good protection, including coverage for damage to your accessories, tools and safety clothing. And our new motorcycle insurance fees offer the lowest possible cost for the safest drivers on the road. Insuring your motorcycle with ERIE means:

  • Your equipment and safety clothing are covered (including your helmet, riding shoes and even goggles) 2
  • Your special details are also covered (such as special paint, chrome, saddlebags and more)
  • Medical coverage can also help you pay your covered damages costs (ask your agent how to add this to your policy)
  • You can choose to add roadside assistance if your bike leaves you stranded; it's worth the small cost)
  • Do you get a twelve month policy that protects your trip all year

Are you ready to open the open road?

If you already have ERIE car insurance, it is easy to add your motorcycle to your existing car policy. 3 You get the convenience of a policy and a bill, all with minor worries.

Not an ERIE customer? We would like to get to know you and your bike. Talk to your local ERIE agent today to get a free quote.

1. Not available in New York and North Carolina. Medical payment coverage is available in North Carolina. See individual policies for specific coverage information. Certain terms and conditions may apply. See our disclaimer for further information.

2. The coverage limit is $ 3000 ($ 1000 in NC). You have the opportunity to increase the coverage to exceed the standard limit. An extra premium would be required.

3. Not all car covers apply to motorcycles that are approved in an ERIE car policy. Contact a local ERIE agent for more information.


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