Does the age impact affect your car insurance premium?
Car insurance is a minefield for most of us. You can be a motorist looking for car insurance but you do not have much experience. Perhaps you are an experienced driver with 40+ years of accident-free driving history and you are looking for a discount. You may be wondering how important driving experience is when it comes to calculating insurance premiums? We take a look at how your driving experience affects your car insurance interest rates.
Inexperienced drivers usually pay more for insurance
Generally, the more driving experience you have, the less likely you will be in collision everything else begins the same. If you have a long history of driving safely on the city's roads, the insurance company will see you more favorably than anyone who has a 2-year safe driving experience.
The number of years you have licensed is a factor
Say you're a 30-year-old driver applying for car insurance for the first time. You have never had an insurance before, but you are not considered a young driver either. Unfortunately, the insurer can see you as a risky driver ̵
If you have 20 years of continuous insurance coverage without accidents, then the insurance company sees you as a good, risky, experienced driver.
Rest easy to know that you have reliable car insurance that you can trust. Contact the professionals at Abbate Insurance to get the right car insurance for your vehicle in New Haven, Connecticut. Our trained experts can match you with the right policy to suit your trip, needs and vehicles, all at the right price.