An organization employs people from different demographics. Every employee has a set of skills and works hard to achieve the goals. Older employees, those over 50, provide a wealth of knowledge from experience. Management needs these people to be productive and smart managers try to remove any barriers. Older employees have concerns that focus on financial well-being. Money problems can be very distracting.
Big bills and other worries
The coming golden years bring challenges that did not exist many years ago. Student loan debt is worrying if a senior employee helps a child pay the education bill. Medical problems are covered by group health insurance, but deductibles and co-payments can damage your wallet.
Older workers want to contribute more to their pension plans but do not have the money. Various insurances to protect a property are unaffordable because money is too tight to mention. Retirees may have a house too large to handle when the children move out. Parents want to reduce, but decades have passed since these seniors bought a house. They are not aware of any changes in real estate or mortgage financing.
Older employees may use some help. Management does not have to break the budget to help these loyal, hard workers. Nationwide prepaid legal services have a financial health plan that facilitates troubled minds.
Certified counselors help
Nationwide believe in human touch. The best help does not come from a chat room, but from a report created by positive communication. We have a nationwide network of certified advisors. They are not green rookies. Our advisors have many years of experience in helping people with everyday financial challenges. It is easy to set up a conference that is socially distance-friendly. Our advisors give members of the financial health plan priority treatment.
Advice that applies
Nationwide advisors will provide useful advice on how to handle college loans. The same goes for dealing with medical errors. There are some basic services that an older employee would appreciate.
Our advisors can do a budget analysis to understand costs and free pension contributions. If a person intends to have a simple will, the adviser can make an asset inventory. The financial health plan member may want to buy a smaller house. Our self-study course "Make Your Move" educates people about real estate and all its changes.
We work closely with our customers. The financial health plan is designed with client input. Nationwide will explain all the benefits and the customer can choose. The final plan reflects these choices.
We think it is essential that some lawyer shows courtesy to plan members. Empathy and understanding are also critical. We want to assure the potential customer that the employees will be treated with respect. Our advisors are recruited based on not only financial knowledge but also emotional intelligence. We want every financial health plan to feel comfortable working with our people. The human touch we give to the benefit of employees is one reason why Countrywide is an industry leader. We respect those who seek our help.
Older employees look forward to retirement, but there is still a distance for them to go. It is never easy to manage finances and we want to make it easier. We know from our own experience that older staff welcome all the help they receive. It shows that the employer is worried about them both now and during their golden years. Consideration is an incentive to remain productive and efficient.
If you have any questions about our benefits, please feel free to contact us at your convenience. We are ready to answer your questions and we welcome the opportunity to give your employees the kind of benefit they can use.