Employees appreciate the benefits they can use. The services that help them solve problems mean a lot. People returning to work from COVID-19 may encounter many challenges they have never had before. Medical bills may be at the top of the list.
High deductibles and fees are now a couple of many group health plans. These obligations must be met before the insurance company pays anything. Debt can be daunting. Many employees come close to panicking. They are not sure how to handle the numbers. Caregivers will not hesitate to use fundraising agencies to get what is owed. Threats from bill collectors are frightening and do not go away.
The financial health risks due to medical costs are deep. Countrywide Pre-Paid Legal Services knows all about the dangers of medical debt. The problem is often solved with the right advice. Countrywide has a financial health program that connects a plan member with the right person.
Counselor Resolves Medical Debt Issues
We provide service through a nationwide network of certified counselors. There is one in the community for each nationwide client and planning a meeting is not difficult. Our advisors have social distance protocols, so everyone is safe.
A counselor begins with the basics. Plan members may face obstacles if their cash flows are investigated. A nationwide financial health advisor will perform a budget analysis to learn where money goes and goes. Wherever an advisor can trim a plan member's expenses to free up cash for medical bills is explored.
The best possible advice
People pay a premium for not knowing what to do. A nationwide advisor is there to give some suggestions on how to handle medical bills. Here are some of the recommendations that nationwide counselors will suggest:
* Not paying medical bills with the credit card
* Paying the small bills by check or cash if possible
* Negotiating discounts with the caregiver  * Establishing a payment plan
* Have the insurance company review the invoice
* Encourage healthcare professionals to politely declare certain expenses.
What is important to understand is that with these proposals, a financial health plan member begins to take command of the situation. That person realizes that caregivers are willing to be flexible and that the individual can explore reasonable ways to pay the debt. It is also possible to schedule treatments so that the insurance company's part of the bill is part of the payment.
We always work with the client
Nationwide has financial health options that can be used by all types of employees. However, the services in the plan must reflect what the workforce wants and needs. We have no way of knowing this, but the organization's decision makers do. We are actively seeking their input.
We explain all our services to a potential customer. We identify the benefits and we answer all questions. We will never try to push one advantage over another without letting the customer choose. The choices that the organization chooses will be part of the plan. We support these options with streamlined administration and superior membership services.
We guarantee all customers that their employees will be treated with respect and courtesy. Our counselors know how frustrating dealing with medical debt can be and how stressed an individual can become. A client can expect emotional intelligence to be displayed to every employee, regardless of position. Countrywide wants to solve problems, and our advisors come up with useful solutions to all challenges.
If you have any questions about our services, please feel free to contact us at your convenience. We are ready to answer all your questions and explain the benefits of having a nationwide financial benefit.