Hailstorms increase in hail-prone states and policyholders must be prepared if their homes or businesses are damaged. According to NOAA's Storm Prediction Center, approximately 4,600 hail incidents were reported across the country, with the largest spikes occurring from April to July.
Most recently, there were catastrophic hailstorms in both Oklahoma and Texas. Norman, Oklahoma's latest hailstorm, is estimated to hit $ 500 million in damages, according to the local KOCO News outlet. One of our lawyers, J. Drew Houghton, got his residence in Norman significantly damaged by large hailstorms driven by winds of 70 km / h that broke windows, damaged furniture, led to water damage and more. Drew's experience and live videos of the hailstorm were discussed during a recent Facebook Live Tuesday @ 2 With Chip Merlin .
The hailstorm activity in Texas may set a new state record for hailstones, as there are reports of rocks falling that are about six inches or more. Fort Worth and San Antonio were among the hardest hit areas. According to Jonathan Porter, Senior Vice President and Chief Meteorologist for AccuWeather, the combined hailstorm costs for Oklahoma and Texas are forecast to be $ 3.5 billion. 1
Even for an experienced property insurance professional like Drew, the immediate period after a hailstorm can be stressful. It is difficult to imagine what step you should take first to protect your home from further damage and how to start damaging with your insurance company. Given the difficulty, Merlin Law Group created a policyholder's hail storm checklist to help policyholders navigate the time after a hail loss.
This checklist contains valuable tips on immediate action to take after a hailstorm. This includes photographing your property on several occasions (you may not notice any damage on your first inspection!), Trying and hiring professional restoration services, keeping detailed notes on the claim process, policy information and more! You can download the policyholder's Hailstorm checklist here.
Policyholders must be proactive in protecting their insured property, establishing insurance coverage and documenting the damage after a loss. We understand the frustration and confusion that policyholders experience when dealing with hail damage. Our checklist is designed to be a helpful resource that can help policyholders during the aftermath of recovery.
If you ever need help with a hailstorm claim, do not hesitate to reach one of our experienced lawyers. We have offices in both Oklahoma and Texas ready to help policyholders affected by the latest catastrophic hailstorms.
1 Damage from hailstorms in Texas, Oklahoma Estimated totaling $ 3.5 billion . Oklahoma Farm Report, April 30, 2021.