Loss of use – Covers you for any extra living costs when your home is repaired; things like foot, hotel and storage.
Regulation Coverage – This will cover you if a change in your area increases the construction cost when you need to rebuild part of your home.
Backup of water – Covers any damage caused by backup and overflow of water from drains or sewers.
Jewelry & Watches – Protection against loss of theft of jewelry, watches, furs, precious and semi-precious stones, the coverage amount depends on the type of policy you buy.
Domestic workers – This cover protects you if an employee of the home (such as a grandchild, gardener or babysitter) is injured on your property.
Home Office – Covers home office equipment such as computers and printers for up to $ 10,000. If you work from home, this is a great benefit.
Computers – Laptops and desktops and related storage devices covered up to $ 10,000.
Extra Charge Options
Extra Water Backup – This doubles your standard water backup protection, which covers up to $ 15,000 for damage caused by backup and overflow of water
Mortgage Payment Protection – In the event that your home becomes uninhabitable, this coverage provides up to $ 1,500 per month, up to 12 months, against your mortgage payments.
Extra Jewelry & Watches – Increases coverage from $ 2,000 to $ 5,000 for loss by stealing jewelry, watches, furs, expensive and semi-precious stones.
Currently only available in
AL, AZ, CA, CO, IL, IN, MD, MN, MO, MS, NM, NV, OH, PA, SC, TN, TX, UT, & WI