Gabi is a San Francisco-based company founded in 2016, which describes itself as an insurance conservator with the goal of saving money and time in your quest for the best car insurance.
This Gabi Insurance Review explains how the company works and how to get more information about the companies Gabi recommends.
Gabi promises that there will be no long forms or questionnaires to complete.
Instead, potential customers can upload their current insurance information on the page, and Gabi then digitally sorts this data and starts looking for comparable covers at better prices.
On as fast as two minutes but sometimes up to 48 hours, Gabi returns with a quote.
In seven out of 1
he average savings quoted on his site is $ 720 per year. As a supplement, Gabi promises that your information is secure, never sold, and you never get cold calls due to the information gathering.
For consumers who want to change insurance companies or who are just curious that their current prices are competitive, Gabi offers a way to streamline the insurance process.
The company also has the opportunity to enter some general information and start a quote search if they do not currently have an insurance policy.
Types of insurance coverage
During the quote collection process, Gabi looks at the type of coverage you currently enjoy, which may include the following:
Liability Coverage  Liability coverage is required by most states at different levels and protects you from accidental accidents. It usually covers medical bills and property damage.
Extensive covers damage and vehicle loss that is not related to an accident, such as theft or weather-related incidents.
This insurance gives you extra financial protection against drivers who are illegally operating without insurance or who have the least coverage.
This additional protection provides assistance when your car is stranded on the road for reasons other than an accident.
Gabi Insurance Satisfaction
No matter how you choose your insurance company, one of the main factors in customer satisfaction is the way it handles claims.
Since Gabi is more matchmaker than an actual insurance company, most of your future messages will be with your provider. However, Gabi notes on her website that you may require assistance with claims.
Since Gabi is licensed in all 50 states, it can offer you quotes from a wide range of carriers.
However, you should still do your research before making the final decision. Look at some national studies to see how your potential insurer is taking out in the competition.
2018 J.D. Power Claims Satisfaction Study ranks companies on how they perform in multiple categories. J. D. Power sees eight Key Performance indicators and distinguishes them in three focus areas: communication, service interaction and timeliness. The 2018 study placed Erie Insurance on top of its list of 22 insurance companies, with a score of 891, a tad above the industry average of 861. State Farm and Nationwide ranked slightly above and below average, respectively. USAA was not ranked in the study because it only offers insurance products to military personnel and their families, but the company received an extremely high customer satisfaction score of 903.
Gabi Insurance Total Customer Satisfaction
In addition to the injury process, other interactions between the client and the service provider influence the overall satisfaction with the service.
Gabi's advanced technology helps create a user-friendly experience for its clientele. Most of the initial interaction is conducted through the site, but the company also hosts a Facebook page, LinkedIn account and Twitter feed where you can ask questions, read Gabi insurance ratings and reviews, and watch informative videos.
You can also email the company at [email protected] or chat online when you have configured your account.
Like Gabi makes it easy to connect and serve its customers, insurance providers continue to find ways to improve their customer service. The JD Power Insurance shopping study ranked 20 carriers on several factors, including overall satisfaction, policy offering, pricing, local agent, call center representative, and insurance company website.
Again, Erie Insurance was the clear winner with an overall satisfaction score of 5 out of 5 circuits. The American family was a little under with a 4 out of 5 points, and Allstate trailed with only a 2 out of 5 in total satisfaction. Gabi works with all these insurance companies.
The National Commissioners of the Insurance Commissioners track complaints on licensed insurers. Although it is an insurance broker, Gabi is not in its database, it is worth your while to look for a potential supplier before logging on to the dotted line.
In addition, California consumer complaints by 2017 provide a good snapshot of the potential bearer ranking. In this study, GEICO ranked 5th out of 50 companies with a reasoned complaint of 1.7 based on the number of motivated complaints to 100,000 exposures (open car policy). Located in the middle, Progressive ranked 27, with a 5.6 complaint. Liberty Mutual lived near the bottom of the packaging at 45 with a ratio of 14.5.
Gabi Insurance Pricing
Insurance prices depend on various factors, including your age, driving history and geographical location.
Each carrier weighs these variables differently, which explains the large variation in pricing across the industry. Using the Florida Office of Insurance Regulation Tool Register, you can see the following scenarios and pricing structures:
Single woman (licensed nine years) – driving a Toyota Camry LE, with a minor violation and an accident, driving approximately 12,000 miles a year and live in Marion County
Senior Married Couple (licensed 50 plus years) – runs a Toyota Camry LE, with no accidents or violations over the past three years, driving about 6,000 miles a year and living in Marion County
Safeco provides one of the cheaper prices in both scenarios, the individual woman charges $ 596 for minimum coverage and $ 1,871 for full coverage including comprehensive. The married senior couple paid quite a bit of $ 276 and $ 845 respectively.
Allstate had one of the most expensive single woman prices at 1,958 for minimum coverage and $ 4,174 for full but came fairly competitive for the senior couple of $ 272 and $ 1,094.
The above scenarios show the importance of collecting several quotes from different suppliers. Gabi, as an insurance broker, accomplishes this and it's easy to see why the company can often find you a better interest rate.
Gabi Insurance Financial Strength
In order to meet its claims obligations, an insurance provider needs financial
In the event of a major disaster, you want an operator who can cope with large-scale application.
Many credit bureaus provide cost estimates of the company's financial position, including Standard & Poor's, Moody's, AM Best, and Fitch Ratings.
Make sure you take the time to collect some points for your potential operator.
As you can see, a good investment in car insurance often requires some background research. Gabi takes a lot of the first work out of your hands.
Use this review to help you limit potential candidates even further.
* While we do everything to keep our site up to date, please be aware that "on time" Information on this site, such as quote estimates or relevant company information, may only be accurate as of its last editing day. Huntley Wealth & Insurance Services and its representatives do not provide legal or tax advice. Please contact your own legal or tax adviser.