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Fires and porpoises and dog bites, oh my!



Halloween can be a spooky time for homeowners who do not manage their risk.

As pointed out by Forbes magazine on Monday: these decorations and holiday traditions can come with a hefty insurance claim.

First, the festive arrangements of glowing pumpkins, tombstones and ghosts – and extension cords if they happen to be electronic – pose a risk of injury to visitors who might trip over them, according to the article. Dogs on the premises? Be careful so that your anxious pooch does not get too scared of all the costumes and decor and bites anyone.

A Jack O 'Lantern lit by the flame? Fire risk! Especially if it is unattended and surrounded by flammable decorations such as dried flowers, corn stalks and crepe paper, Forbes pointed out.

"If this sounds like a high story to you, it is not," says Forbes. “On average, there were 780 fires in the home structure per year from 201

3 to 2017 that began with Halloween decorations, according to the National Fire Protection Association. More than a third of these fires can be attributed to a candle.

After interior design and dogs come the cars: Halloween was the third largest holiday for stolen cars in 2018, with New Year's Day and President's Day coming in. first and second, respectively, according to the article with reference to information from the National Insurance Crime Bureau. Catalog

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