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FEMA Extends Deadline for Application for Texas Storm Support in February | Legal insurance blog about property insurance



About two months ago, Winter Storm Uri left millions of Texans in the cold without water, electricity or heat. This tragic and historic event came suddenly, but it left lasting effects for many. The Federal Emergency Management Agency (FEMA) declared this incident a major disaster. Thousands of homeowners and tenants have suffered property damage or other storm-related costs. FEMA offered assistance to 126 of the 254 counties 1 in Texas with an application deadline of April 20, 2021. However, the application deadline has now been extended to May 20, 2021.

This means homeowners and tenants who have injuries or losses who not covered by their insurance ̵

1; or if they had no insurance at the time of the loss – can apply for federal disaster relief until May 20, 2021. 2 Ben Gonzalez of the Texas Department of Insurance (TDI) spoke with Kurt Peckering from FEMA about what FEMA covers and how to apply. 3 Below is a summary of what was discussed.

FEMA offers individual assistance and public support (local and state). Individual support includes both housing assistance and other need support. Housing support includes home repairs and rental support. For tenants who are displaced, FEMA can help them find and pay for new housing. In addition, FEMA can help tenants with their content. However, since the property being rented actually belongs to the landlord, FEMA does not offer home repair assistance to tenants. FEMA does not pay for broken pipes but offers help for damaged contents originating from the water that leaked from the broken pipes.

To qualify, Peckering stated that the person applying for assistance must be a U.S. citizen, a citizen who is not a citizen, or a qualified alien, they must have damaged their primary residence or certain other non-real estate properties (such as a car), and the damage must have occurred in a particular county. If you are unsure whether you qualify, Mr Peckering suggests that "people register if they are not safe. Because it is better to register and not get help than not to register and then not get help that you would have received . "

If you have insurance and your claim was denied, FEMA requires you to deny your operator. If you do not have insurance and only if you do not have insurance, let FEMA know that you do not have However, if you have insurance and say that you are not only going to receive benefits, you could be liable for a civil crime. there are damages that do not meet the deductible (the damage is less than the deductible), FEMA may be able to help.FEMA repairs homes to be safe, secure and functional.

For more information or to apply for assistance, visit DisasterAssitance.gov or ring 800 -621-3362.
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1 https: //www.fema.gov/disaster/4586/designated-areas
2 https://www.tdi.texas.gov/blog/what -fema-covers-and-how-to-apply. html
3 https://www.youtube.com/watch?v=NUnGX2tPu-4 [195659012]
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