For the past 53 years, Barry Zalma has devoted his life to insurance, insurance claims and the need to fight insurance fraud. He has created the following library of books and other materials to enable insurers and their employees to become professionals in insurance claims.
Ethics for insurance staff – second edition
How the association with good faith and fair handling requires Ethical insurance representatives
Insurance is by definition a company of the utmost good faith. This means that both parties to the insurance contract must act fairly and in good faith towards each other and not do anything that will deprive the other of the benefits promised by the insurance contract.
Without the union of good faith and fair trade and ethical people working in the insurance industry who apply and comply with the union, insurance is impossible. One cannot act fairly and in good faith without being a person with a well-formed ethical compass.
I Carter v. Boehm S.C. 1 Bl. Burr 1906, May 11, 1766. 593, 3 Lord Mansfield of the British House of Lords stated: “Good faith forbids either party by concealing what he privately knows, to draw the other to a finding, from his ignorance of this fact, and his believe the opposite. Insurers, when making a decision to insure or not to insure a risk, rely on the information provided by the insured. As instructed by Lord Mansfield, the insured must provide the information requested honestly and in good faith.
The implied union declares that no party to an insurance contract should do anything to deprive the other of the benefits of the contract.
The implied agreement of good faith and fair trade is not only about obligations of third parties but also for the insured. When the insurer unreasonably and in bad faith withholds the payment of its insured's liability for damages, it is liable for damages. In order for the insurer to fulfill its obligation not to impair the insured's right to receive the benefits of the contract, it must again take into account at least as much the interests of the latter as it does for its own.
Therefore, since the insurance business is at least 1766 a company of utmost good faith, that is, each party to an insurance contract must treat each other ethically. The general duty of good faith and fair trade that is incorporated by reference in every insurance policy requires a complete understanding of ethics and ethical conduct.
In every insurance contract, there is an implied contract of good faith and fair trade that neither party will do anything that will harm the other's right to benefit from the contract.
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The little book on ethics for the American lawyer
The prac legislation requires more than knowledge of statutory and case law. It requires more than technical knowledge in nuts and bolts in legal practice. A lawyer is an official in the legal system whose conduct should be in accordance with the requirements of the law, both in professional service to clients and in the lawyer's business and personal affairs.
Legal practice requires that every lawyer treat every client, every opponent and the court ethically and in good faith.
The practice of law differs from other professions in that it requires the lawyer to act for his client, not for himself, only if the actions of the client are ethical and in good faith.
What is ethical behavior ?
The term ethical conduct refers to well-founded norms of right and wrong that prescribe what people should do, usually in terms of rights, obligations, societal benefit, justice, or specific virtues, all of which are essential to the lawyer.
Ethics refers, for example, to the norms that impose reasonable obligations to refrain from murder, rape, theft, assault, robbery and fraud. Ethical standards also include those that suggest virtues of honesty, compassion, and loyalty.
There are assumed rights such as those described in the Declaration of Independence handed down to King George of England in 1776 who claimed: "We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain impossible rights, that among them are life, liberty and the pursuit of happiness. "The undeniable rights also include the right to life, the right to liberty from harm and the right to liberty. Such standards are adequate ethical standards because they are supported by consistent and well-founded reasons.
Ethics refers, for example, to the norms that impose reasonable obligations to refrain from murder, rape, theft, assault, slander and fraud. Ethical standards also include those that suggest virtues of honesty, compassion, and loyalty.
There are assumed rights such as those described in the Declaration of Independence handed down to King George of England in 1776 who claimed: "We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain impossible rights, that among them are life, liberty and the pursuit of happiness. "The undeniable rights also include the right to life, the right to liberty from harm and the right to liberty. Such standards are adequate standards of ethics because they are supported by consistent and well-founded reasons.
Ethics also refers to the study and development of one's norms of conduct.
Emotions, laws and social norms can deviate from what is ethical. It is necessary, especially for persons involved in the practice of law, to constantly review their standards to ensure that they are reasonable and well-founded conduct that ethically treats a client, an opponent and the court with the utmost good faith.  There is no single answer to the question of what is the ethical behavior of a lawyer. Ethical behavior is subjective and fact-dependent.
Available as a Kindle book here.
Available as a paperback book here.
After more than 53 years as a tortfeasor and insurance lawyer, I enjoy reading court decisions about insurance. The idea of this blog is to find new topics that are interesting to me and then write a summary. Some of the issues examined will be important. Some may be first impressions. Others will be completely unimportant. Everything will be interesting.
The case melts and articles from 2010 to now, now in eleven volumes, in which I summarize cases published by courts in various states and the United States.
The court's decision has been changed from the actual language in the court's decisions condensed to facilitate reading and conveys the author's views on each individual case.
Available as a paperback.
Available as a Kindle book.
Barry Zalma, Esq., CFE, now limits his practice to serving as an insurance consultant specializing in insurance coverage, insurance claims handling, fraud and insurance fraud almost equally for insurers and insurers. He also acts as an arbitrator or mediator for insurance-related disputes. He practiced law in California for more than 44 years as an insurance coverage and claims lawyer and more than 52 years in the insurance industry. He is available at http://www.zalma.com and email@example.com.
Mr. Zalma is the first recipient of the first annual Claims Magazine / ACE Legend Award.
For the past 52 years, Barry Zalma has devoted his life to insurance, insurance claims and the need to defeat insurance fraud. He has created the following library of books and other materials to enable insurers and their claims staff to become insurance claims staff.
https://zalma.com/zalmas-insurance-fraud-letter-2/ Last read two issues of ZIFL here.
Go to Barry Zalma videos on Rumble.com at https://rumble.com/c/c-262921
Read posts from Barry Zalma at https://parler.com/ profile / Zalma / inlägg
Listen to the podcast: Zalma om försäkring https://anchor.fm/dashboard/episodesZalma om försäkring
Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg/  -claims-bibliotek /
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