Barry Zalma, Esq., CFE, an insurance expert, has created a library of insurance damages and other materials to enable insurers and their claimants to become insurance officers.
For those who serve the insurance industry and its policyholders (whether they are lawyers, adjusters, claims management or public insurance adjusters), the ability to perform their duties in an appropriate manner and in good faith is indispensable for the retention of insurance professionalism.
The books on Insurance Fraud and Arms to Fight Fraud and the Compact Book on Adjusting Property Claims, Second Edition need a home in every law office, every insurance company. each independent adjustment holder and the office of each state insurance company.
Barry Zalma's insurance protection library will provide significant resources and will go a long way in creating an insurance officer. The books below are a small taste of the insurance and insurance application books written by Barry Zalma and available at amazon.com and at http://zalma.com/blog/insurance-claims-library/
Summer of the books Available to create or maintain insurance professionalism includes:
In two volumes
Insurance fraud constantly takes more money each year than it did last from the insurance company. No one knows the actual amount with any certainty because most attempts at insurance fraud succeed. Estimates of the magnitude of insurance fraud in the United States range from $ 87 billion to over $ 300 billion each year.
Insurers and state support insurance companies can only estimate how much they lose to fraudulent claims. Lack of sufficient investigation and prosecution of insurance criminals is endemic. Most criminal criminals are not detected. Those who are discovered make
so they became greedy, careless and unprofessional so that the attempt at fraud becomes so obvious that it cannot be ignored.
No one will ever be able to set an exact number on the lost amount of insurance fraud. Anyone who has looked at the question knows – if they are based on their heart, their intestine or empirical facts determined by the judgments of the crime fraud – the number is huge.
When insurers and governments strive to reduce the amount of insurance fraud the number of insurances provided to insurers and the pseudo-state-based or funded insurers drops logarithmically. Since the appointment of General Public Sessions, efforts to stop insurance fraud against Medicare and Medicaid have increased.
<img id = "ebooksImgBlkFront" class = "a-dynamic-image frontImage alignleft" src = "https://i0.wp.com/images-na.ssl-images-amazon.com/images/I/ 617K% 2BMibqML.jpg? Resize = 141% 2C225 & ssl = 1 "alt =" Insurance Fraud and Weapons to Defeat Fraud – Volume Two: A Handbook for Those Who Work to Defeat Insurance Fraud at  This book contains appeal decisions regarding insurance fraud from federal and state courts across the country and full text of many insurance fraud.
It is available as both a legal research tool and a product that assists insurance companies, insurance company staff, independent insurance adjusters, investigators for special investigation units, investigators of state fraud and insurance lawyer for to become effective people who are involved in trying to defeat or reduce the effect of insurance fraud.
Volume 1 exists as a Kindle book and a paperback.
Volume two Available as a Kindle book and a paperback
A First Party Property Insurance Adjuster Handbook
Ance Adjuster's insurance is not mentioned in the insurance policy. The obligation to investigate and prove a claim falls on the insured. Standard First Party Property Insurance, based on the New York Standard Fire Insurance Policy, contains terms that require the Insured to file a sworn proof of loss within seven days of the loss to prove the insurer's facts and amounts of loss.
The policy allows the insurer to then, and only then, respond to the insured's proof of loss. The insurer may then either accept or reject the evidence provided by the insured.
Technically, if the formulation of the policy was followed literally the insurer could sit back, do nothing and wait for the evidence. If the insured was late to submit the proof, the insurer could decline the claim. If the insured provides early evidence of loss, the insurer may either accept or decline evidence of loss. If the insurer rejected the proof of loss, the insured can either send a new one or give up and not get any of the claim. The guidelines would be difficult because the policy contract limited the right to sue at times when the proof of loss conditions had been fulfilled.
Insured and insurer were not happy with that system. It made it too difficult for a play person to successfully present a requirement. The system, as written in the standard fire policy, seemed to conflict with good faith and fair associations that had been the basis of the insurance contract for centuries. Most insurance companies understood that their insurance policies were mostly unable to comply with the strict compliance with the political conditions. In order to meet good faith and fair insurance companies, the insurer created its duty to deal fairly and in good faith with the insured.
The second edition adds new material from 2018 and 2019, is easier to use and more compact than the original.
Available as a Kindle book.
Available as a paperback.
Read about these and other insurance applications from Barry Zalma at http://zalma.com/blog/insurance-laims -library /