People will make mistakes, and some are harmless and easy to correct. Unfortunately, others are not and can lead to terrible consequences. COVID-19 has generated situations that have led to bad decisions that can threaten a person's well-being.
Changes that made people desperate
Household income fell despite stimulus controls. Ordinary expenses became challenging to deal with when employees struggled to make ends meet. Getting the necessary money forced hard-working people to take steps that they would not normally even consider doing. These included:
- Postpone Retirement
- Withdraw Payments from Their 401 (k)
- Frequently Used Payday Loans
- Ignore Credit Card Payments
We can not stress enough how these habits can harm financial well-being. Bankruptcy and foreclosures are the consequences of making bad choices. Gracious employers must step forward and help recreate a sense of financial well-being in their employees' households. Countrywide Pre-Paid Legal Services provides an advantage that yields positive results.
We trust the professionalism of certified advisors. Our nationwide network places an advisor in every community where there is a nationwide advisor. Plan members have priority status for counseling sessions that follow safety protocols and respect social distancing.
We believe that face-to-face meetings improve the quality of our services. A professional relationship can be developed between the counselor and the financial health plan member. This will make it easier for the employee to contact the advisor whenever money issues arise.
A Steady Hand
Nationwide advisors offer advice they have gained from many years of experience. They understand the frustration people have when trying to restore financial well-being.
Nationwide, the advisor provides several tools they can work with. Firstly, the budget analysis is a direct support. The advisor evaluates a plan member's cash flow for expenses and savings patterns. The professional will not hesitate to suggest cost savings and ways to save money for future expenses.
People who want to buy a house should never give up that dream. There are ways to pay the mortgage. Our self-study program, Make Your Move, ”provides information and tips on how to succeed in buying a new house. A significant down payment helps, but not everyone has the money. Nationwide solves the problem. An asset inventory conducted by a nationwide advisor reveals the things that can be sold quickly to get the necessary cash.
Employers are actively involved
We have no desire to present a boiler plan document to any customer. Instead, the financial health benefits we provide should be tailored to the customer's needs and wishes. We make sure that this happens by involving the management in the process.
Countrywide will carefully explain all the benefits we can offer and answer all of our potential customer questions. We ask decision-makers to choose which services are to be included in the plan. These choices will be included in the final planning document. Countrywide provides efficient administration and world-class membership services that guarantee that the members of the plan receive the help they need individually.
Compassion is in the heart
Everyone must be respected and their questions deserve an understanding ear. That is why we insist on high levels of emotional intelligence from our counselors. Every member of the financial health plan, regardless of position, will receive prompt attention and courteous service. We will never lecture a plan member about that person's past financial behavior. Our mission is to provide the necessary help that solves a problem. Countrywide is proud of all the positive comments we receive about the sincerity of our advisers. These money experts will reach out to a plan member.
If you have any questions about our financial health benefits, please feel free to contact us as early as possible. We are happy to explain all services and answer your questions. We welcome all opportunities to help you and your employees.