Courtesy of iii.org
The Western American forest fires and this year's active hurricane season have emphasized to vehicle owners the importance of having any comprehensive car insurance coverage according to the Insurance Information Institute (Triple I).
“Comprehensive provides coverage for fire and flood damaged vehicles. Still, it only accounts for about 16 cents of every dollar a driver pays for car insurance, says Scott Holeman, head of Media Relations, Triple-I. "Consumers need to be cost-conscious when shopping for any insurance product, but comprehensive coverage is only financially meaningful, especially if you live in an area where either fires or floods are a threat."
their drivers to buy liability insurance to drive legally. Extensive and collision coverage is optional coverage across the country. Nearly four out of five drivers chose to purchase comprehensive (78 percent) and collision (74 percent) coverage in 201
The typical American driver paid just under $ 160 per year for comprehensive coverage in 2017. The total average car insurance expenses that year were $ 1,004. , an explosion, an earthquake, a windstorm, hail, theft, vandalism, riots or contact with animals such as birds or deer. In addition, usually includes extensive windshield replacement. The entire insurance is usually sold with a separate deductible, although some car insurance companies offer glass protection without deductible.