There is a rite of passage for many young employees: to get their parents' health plan. These young people now have employer-based health coverage and taking responsibility for personal well-being is an important step forward in the adult world. It can also be a headache.
Welcome to the EOB
The Declaration of Benefits (EOB) is the medical world's version of sticker shock. This document provides a detailed explanation of medical costs for a given treatment. THIS IS NOT A COUNT (Every EOB contains that phrase). However, EOB is a surprise for anyone who has never had one before.
An EOB is just one of the new challenges. Generation Z employees do not know how to handle their medical bills because they have never had to do it before. High deductibles and co-payments are dark clouds that can rain on their financial well-being. Employers can help if the organization has an advantage that offers meaningful help. Nationwide prepaid legal services have a plan that facilitates a troubled brain.
Nationwide is not a big fan of FAQ pages on a website. We believe talking to the right person is a better solution to real problems. We use a nationwide network of certified advisors to help plan members.
Our advisors are about common financial health issues that people have to face. The safety of a plan member is guaranteed because our advisors follow social distance protocols. There is a nationwide advisor in the community for all nationwide customer organizations. It is easy to arrange a meeting with an advisor because nationwide planning members have priority status.
Building from the ground up
The first step in managing medical bills is arranging the financial house. A nationwide advisor will do a budget analysis for the financial health plan member; the analysis tells where the money comes from and where it goes. Poor distribution of funds is often the biggest problem for a young employee. Our advisor uses budget analysis to find better ways to spend money more carefully. Re-adjustment of the economy frees up money that will be used for health care.
The nationwide professional routinely treats hospitals and care facilities. The adviser can explain when it is the right time to send payments on the debt (only after the insurance company has paid its share). Most healthcare facilities are willing to negotiate a reasonable payment plan. There is no need to pay a large medical bill in a check.
You can trust empathy
Young employees want to be treated like adults and lectures are the wrong way to help. Our counselors know this and they do not preach sermons to anyone. Our advisors take the information and provide reasonable solutions based on professional experience. Respect and courtesy are expected of all our advisors; Regardless of the age or position of the plan member, someone who is rude to a plan member will not work for us much longer. We want to make sure that the plan members value all the benefits. We ask customers to help us achieve that goal.
The customer organization will determine the benefits included in their financial health plan. Countrywide explains all its possibilities without trying to push over another advantage. The customer chooses the financial benefits of health that will be included in the plan. We provide the service and administration. We are proud to say that we are a leader in the industry in both member management and benefit administration.
Medical bills do not have to scare anyone. There are logical ways to pay off the debt and nationwide advisors will explain how it is done. We welcome the chance to explain ourselves to you. Feel free to contact us if you are interested in the whole country. We want to answer your questions.