Do I need a home insurance policy?
A Homeowners Policy Can Help You Protect Yourself from Liability
A standard homeowner policy can also protect you from liability if someone else is injured on your property, or if you, a family member or even a pet inadvertently damages property belonging to another. For example, your homeowners liability insurance would apply in the following scenarios:
- Your teenage daughter invites a friend who travels on a vacuum cleaner cord and falls and breaks her wrist.
- A large tree limb in your garden falls on your neighbor's property and causes structural damage to his or her fence.  A home is a significant asset. If you own a home, you need homeowners insurance, not only to satisfy your lender, but also to protect your significant investments in the purchase and maintenance of the property. Our experienced agent can help you get the best deal on a homeowner's insurance and any extra coverage you may need to protect your home.