During the first year of the pandemic, COVID-19 claims for work-related injuries accounted for about 1/10 of claims and were, on average, cheaper than non-COVID claims in almost every state, according to a new analysis published Wednesday by Workers Compensation Insurance Rating Bureau of California.
Report COVID-19 & # 39 ;s Impact on Workers Compensation The report retrieved data from 45 jurisdictions representing $ 630 million in COVID-19 resulted in a loss in dollars and 80,000,000 covid- claim. average damage cost of $ 7,800.
For the state, the proportion of covid-19 claims varied from a minimum of 1% to a maximum of 29% with a median of 7.2%, the report found. In all states, the share of covid-19 losses was lower than the share of claims, from a minimum level of 0.2% to a maximum of 12% with a median of 1.7%, according to the report.
A key factor that drives differences in the number of claims between states, says WCIRBC, is the presumption legislation, which varies in how and to whom it applies. Another driving factor is that the average accident date varied between states due to the timing of initial and subsequent covid-19 waves of infection.
Including covid-19 claims, most states saw a reduction in the total claims between AYs 2019 and 2020. When excluding covid-19 claims, all states saw a reduction in claims, which was due to a 13% reduction nationwide.