The Workers’ Compensation Insurance Rating Bureau said that Covid-19 continues to account for a modest share of all California claims, and those filed in the 2021 accident year were typically less severe than those from previous accident years.
The WCIRB said in its updated study on COVID-19 claims that the severity difference in claims filed in 2020 and 2021 was partly due to a higher proportion of claims with compensation incurred but no medical loss. More than 40% of covid-19 claims overall were for non-medical access benefits, and most claims were small and settled quickly.
Average payments for a covid-19 insurance claim were $2,398 in 2020 and $1,565 in 2021, the WCIRB reported. Average payouts for claims not involving COVID-19 were $8,426 in 2020 and $5,123 in 2021.
The agency also reported that the 92,000 COVID-19 claims filed in 2022 already exceed the 81,000 claims filed in 2021 and may approach or even exceed the 119,000 claims filed in 2020.
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