In the ever-changing construction industry, it is good to be informed. From current COVID-19 information to hurricane preparedness, here are some things we think you should know.
COVID-19 and return to work safely
The construction industry has been affected by closures just like everyone else, but what do you have to do to ensure a safe workplace again? According to this list from the New York State Insurance Fund (NYSIF), there are many simple yet effective ways to ensure that your employees return to work safely.
Hurricane season is here, are you ready?
Hurricanes are just another part of living on the coast and knowing how to prepare and react to them is the key to a successful recovery because we know it's not about whether they will hit, but when. Having a plan in place for your business and your employees is the key to being organized in the event of a loss. OSHA has tips, tricks and resources to make the hurricane season bearable and easier to navigate. Whether you work in a high-rise or a home, you do not want to be caught in the storm.
First aid training can save lives
According to the National Safety Council (NSC), it takes about 10 minutes without oxygen for someone to be brain dead, which is shorter than the average emergency medical response time. Planning the right training for first aid, CPR and AED for your employees can save a life. NSC offers these courses in a convenient format for you along with update courses in person and online. Whether you get your employees (and yourself) into a classroom or make the online course part of the hiring process, there is no doubt that it will be an advantage for them on and off the job.
Fall prevention … Yes, again
Fall prevention is mentioned all the time in the construction industry, but there is a good reason. In 2018, OSHA reports that approximately 32% of the deaths in construction contributed to falls. OSHA markets its "PLAN, PROVIDE, TRAIN" campaign to ensure that everyone is knowledgeable and safe in the industry. They have put out materials, fact sheets and other resources to make fall protection easy and attentive for the construction industry.
Builder Risk Insurance: Do You Have It? Do you need it?
You already know the importance of placing an insurance policy in a structure after it is finished, right? Do you also know the importance of getting insurance for the same structure while working with it? Make sure you hire the right insurance agent when planning a new project. Who has the insurable interest? What types of losses should I buy coverage for? Do I need coverage for materials and property during transport? IRMI provides a comprehensive list of what to look for and why. Providing your agent with a copy of the contract and any subcontracting agreements is always beneficial as well.
If you are curious to learn more about construction insurance or risk management, BNC Insurance is here to help you. Contact us for more information.