As a business owner, you do your best to protect your employees and your business. But have you thought about the risks that dissatisfied employees pose to your company's future?
Dissatisfied employees can make serious accusations against you simply because they are angry or because they have bad intentions to arouse and win labor lawsuits. And this trend is increasing. This is where Employment-Related Practices Liability (EPLI) insurance comes into play.
EPLI provides protection to defend you against accusations, claims and lawsuits. Let us explore some of the most common examples of EPLI claims:
- Discrimination ̵
- Incorrect termination – One of the most common EPLI allegations, this is when an employee thinks he or she was fired for illegal reasons or something happened that violated the employment contract
- Harassment – allegations that an employee experienced unwelcome behavior based on age, gender, religion, disability, race, sexual orientation, etc.
- Libel, slander and humiliation – When an employee believes that his or her character or reputation was endangered
- Violation of privacy – When an employee believes that a breach of the confidentiality of medical information or for other reasons has occurred, his or her personal life, etc. was monitored
- Incorrect Failure to employ or market – When an employee believes that he or she has switched to employment or career development for undue reasons
- Incorrect deprivation of a career opportunity – Allegations that the employer has failed to provide the necessary training that can Promote an employee's career
- Improper demotion or negligent evaluation – When an employee believes he or she was demoted for an illegal reason or received too low / negative / incorrect review
- Improper discipline – When an employee believes that he or she has been reprimanded for an incident that he or she did not commit, or was overly prosecuted for an incident he or she committed
- False prison – allegations that an employee was intentionally restricted from movement with use of violence, threats, coercion, abuse of authority, etc.
- When an employee believes that there has been a violation of the Family and Sick Leave Act which entitles eligible loyalists to take unpaid, work-protected leave for certain family or medical reasons
- When an employee believes that there has been a violation of Uniformed Services Employment and Reemployment Rights Act which protects military service members / veterans from employment discrimination on the grounds of their service and helps them regain employment after service
- allegations of incorrect disclosure of confidential employee information resulting in identity theft  Even the most conscientious business owners can end up in these situations and benefit from EPLI coverage. Frankenmuth Insurance insurance gives you the protection you need, as well as free access to comprehensive, state-specific, online resources.
Start protecting your businesses from EPLI requirements and lawsuits by talking to one of our local, independent agents today. .