Closing parties and your responsibility risks

Closing parties and your responsibility risks

The graduation season is here, and along with it come graduation parties. Graduation is a big thing in your teenager̵

7;s life. It represents the transition from one stage in life to the next. Friends and family are invited to celebrate the young academic and more likely than not there is a barbecue going on. Before champagne is popped and congratulatory gifts are exchanged, you need to understand your liability risks. If you have any questions, contact our office at 413.475.7283 or fill out our quote form online today!

Liability insurance helps cover medical and legal fees if you are held legally liable for someone else’s damage or damage to someone else’s property. No matter how careful a host is, accidents can happen. Imagine if a guest stumbles and falls while playing a game of bocce on your lawn or burning his hand on your barbecue. Let’s say you have a volleyball net, everyone enjoys the game and two of the players get tangled up and get injured. It is important to talk to your insurance agent before your event to discuss coverage.

Make sure your guests are safe by preparing your home before they arrive. This may include more long-term installations to make your home safe, or it may just be making sure you do not have anything on the ground where someone may trip.

  1. Make sure that there are no slippery surfaces where guests can slip and fall. This may include carpets or spills on the floor.
  2. Install handrails with any step, if they are not already there. This will reduce the likelihood of someone accidentally falling down the stairs.
  3. Take precautions and buy a home fire extinguisher, especially if you plan to have a backyard grill.
  4. Make sure you have a first aid kit at home. It is useful for cuts, scratches or other minor damage.

At the end of the day, you want your guests to have a good time celebrating this important occasion, while being safe. The best way to do that is to make your home as safe as possible and get enough insurance coverage in case something should happen. To learn more about Encharter’s home insurance, you can call and speak with an agent at 888-754-8299 or visit us online at They are happy to discuss any questions or concerns you may have!

Chat with an Encharter agent about your insurance today:
Fill in our quotation form online

Source: and

Read more