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City insurers scurries free from covering squirrel damage



West Liberty, Iowa, will have to use its own squirreled-away funds to pay for $ 213,000 for damage to the city's electrical system, allegedly caused by a squirrel who triggered a high voltage spark, The Associated Press reported Saturday.

After the Supreme Court of Iowa decided on Friday that the city's insurance company did not have to pay for damage the city claimed was caused by the squirrel climbing an electric transformer at the city's power plant, the management said.

While the city claimed that a squirrel caused the damage, since the animal touched a 7000 volt clamp and a grounded metal frame that caused an arc and short-circuited equipment, EMC Insurance cited an exclusion in its policy of damage caused by non-related electric arcs for lightning strikes, reported the wire service.

The highest court in the side with lower courts to end the damage was caused by the electric arc, not the squirrel according to the article. [1

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