As a small business owner, you want to protect your company, your employees and customers. Whether you are a new business owner or a veteran who just wants to make sure you do things right, here is a checklist of things you can do to promote a safe and healthy work environment.
Check the insurance cover: When something goes wrong at your workplace or during business outside the facility, you will probably be held liable if you are the owner of the company. Talk to your insurance agent to make sure you have the right amount and type of coverage so that your business, your staff and your customers are protected.
OSHA Knows: By law, there are certain things you must do to maintain a safe and healthy workplace. The Swedish Work Environment Authority is responsible for enforcing these laws, but they also offer resources for compliance and training. Go to osha.gov for more information.
Take inventory: Different companies may have very different needs when it comes to workplace safety. No matter what industry you are in, it is a good idea to review your business for potential hazards and security issues. OSHA offers a checklist that helps entrepreneurs assess their workplace for hazards that may be unique to them.
Train for safety: Safety in the workplace begins with training your staff to do things right. Make sure your company has a clear plan for new employees that includes safety training and protocols, as well as a system to verify that they have actually learned it.
Maintenance equipment: Your employees have the right to use equipment and machines that are safe. Ensure that all equipment needed for doing business is regularly inspected and maintained, and that employees are required to report any damage or repairs needed.
Prioritizing First Aid: No matter how safe your workplace is, you can not prevent everything. Have basic first aid supplies on hand and let employees know how to access and use them.
Apply interruption: Did you know that fatigue can be a major cause of occupational accidents? When we are tired, we are more likely to make simple mistakes and our executive function deteriorates. Teach your employees about the risks of working while they are tired and have a clear expectation of breaks and downtime.
Emergency Plan: No business owner wants to believe that a major fire, national disaster or cyber-security attack will happen to them. But to succeed in coping with these rare but not unusual events is due to the fact that one seriously imagines that they can happen and then plans an effective response.
Run Exercise Scenarios: In addition to having a plan, take the time to do a test run of how you would respond to common emergencies, such as a fire or tornado, with your staff.
For business related insurance issues, call or contact Keller-Brown Insurance Services today.