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The California Appeals Court states that the loss of use is "Property Damage" under the policy of liability, and damage can be measured by reduced value

In a profit for policyholders, an appeals court in California has argued that the loss of use of property deriving from alleged negligence constitutes property damage under a liability insurance. In Thee Sombrero, Inc. v Scottsdale Insurance Company the property owner Thee Sombrero owned a nightclub. After a shooter in the nightclub caused the death of a guardian, the municipality …

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Are you ready for the hurricane season?

New Englanders are no strangers against the dangers, expense and inconveniences that hurricanes can come to our beaches. These massive storms grow rapidly as they travel across hot seawater and can cause chaos more than 100 miles inland. Heavy winds, microbreaks and sometimes tornadoes can tear off and grow up trees. and excessive rain can cause significant floods. The entire …

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OceanPoint Insurance Workshop enables nonprofit HR Execs to focus time and resources on their mission

Workshop L to R – John Kaull, Commercial Lines VP, OceanPoint Insurance; Cynthia Koral, Chief Marketing Officer, 501c Agencies Trust; Sonya Llewellyn, 501c Agencies Trust Assoc Director of HR Services; David Madara, OceanPoint Insurance Nonprofit Practice Leader. OceanPoint Insurance Agency's non-profit practices held workshops a week in Providence and Middletown. The purpose of these workshops was to address the needs …

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Advantages of Hard Money Loans for Real Estate Investors

Hard money loans can be useful to property investors if the terms of the loan facilitate a profitable transaction. A sure method of financing the project is crucial to success. Many property investors understand how difficult it is to get quick funding to close the gaps. The loan loan is also called a hard loan, and it is a profitable …

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How much is the life insurance cost 2018 (and saves money)

How much is the life insurance cost To calculate how much life insurance will cost you will need to look at it individually. The interest rate for each person will be different because the insurance companies each policy. The factors that determine each individual prize will be: Age Everything is the same; your age will be a major determinant of …

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The HSA contribution limit for 2019 has been increased by the IRS

The IRS published revenue 2018-30 last week, most importantly, the HSA contribution limits for 2019. In addition, the minimum directives for HDHPs were unchanged. However, the maximum exposure without exposure to HSA-qualified plans increased. HSA Contribution Limits for 2019 "width =" 300 "height =" 225 "srcset =" https://s3-us-west-2.amazonaws.com/healthinsurancecolorado-imgs/wp-content/uploads/2018/ 11/03173747 / IMG_3131-300×225.jpg 300w, https://s3-us-west-2.amazonaws.com/healthinsurancecolorado-imgs/wp-content/uploads/2018/11/03173747/IMG_3131-768×576.jpg 768w, https://s3-us-west-2.amazonaws.com/healthinsurancecolorado-imgs/wp-content/uploads/2018/11/03173747/IMG_3131-1024×768.jpg 1024w "sizes =" (max-width: 300px) …

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To influence the damage when not in a vehicle is fraud

Charyse McMillan made an incorrect claim for an auto accident even though she was not in the vehicle at the time of the accident. New Jersey found her guilty of violating the falsification insurance fraud act (IFPA) and assessed fines and penalties against her. I Richard J. Badolato, Commissioner of the New Jersey Department of Banking and Insurance against Charyse …

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COIL – Commented on insurance team

In the past 51 years, Barry Zalma has devoted his life to insurance, insurance claims and the need to defeat insurance fraud. He has created the following library of books and other material for insurers and their claims to be insured. A journal providing information about insurance, insurance and insurance legislation as amended by new decisions. A journal providing information …

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All farmers need to know about coverage

Make sure your farm has what it takes to survive a poor return or natural disaster Farmers feed our nation and with a number of important assets in their possession, they need the proper agricultural insurance to ensure they have the protection they need to continue to maintain his farm for several years to come.

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Risk considerations for the construction industry

In most American cities today, new construction is growing. Bureau of Labor Statistics and a report from Timetric's Construction Intelligence Center (CIC) are projecting the construction industry to be one of the fastest growing industries by 2020. With this growth, competition in the market is tough and has a risk management strategy that protects your business and gives you A …

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