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10 Safety tips for boating | blog

For boat enthusiasts, the best summer time is to be out on the water, but only if nothing goes wrong. While unexpected situations occur, many accidents and injuries that occur during boating can be prevented, or the potential damage can be significantly reduced. The US Coast Guard and the National Safety Council offer many ways that recreational boats can stay …

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Four fantastic dog-friendly cities in Canada

If you are in the market to fly to a new destination, consider these incredible dog-friendly cities in Canada. Whether you are looking for a long weekend or trendy metropolitan area, these cities offer a diverse selection of pet-friendly accommodations. Of course, as a homeowner, you want to experience the joy of traveling with your pet by your side. Check …

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How bad is the storm damage? Ask Waffle House

Some people watch the S&P 500 index. Second, at the Waffle House Index. It apparently started with former head of the Florida Department of Emergency Management, William Craig Fugate. Fugate would use the Waffle House diner chain as a proxy for how businesses and communities in the surrounding area recovered from a disaster. The index (WHI) is quite simple, as …

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What is Underwriter Thinking?

Got a very interesting question this week. The essence of this is that the agent has a customer with a homeowner's policy. The company plans to renew the coverage with the house on Actual Cash Value (ACV), instead of replacement cost (RC). The company has asked for a specific repair that the customer not only sees as necessary. The agent …

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So to Spot and Avoid Rental Scams

When you are an apartment hunt, your focus is usually on finding a good new place in a neighborhood you want. While you may not be looking for a scam, keep your eyes open for any fraud in your best interest. If you are looking for your next rental property, these tips can help you discover and avoid common rental …

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Insurance's post-digital future

Insurers are adapting their products and services in new and exciting ways It's a new age for insurance, one in which insurers are adapting products and services to better serve their customers in new and exciting ways. For example, 81 percent of the insurance executives we surveyed agreed that 5G will revolutionize their industry by offering new ways to provide …

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Gasoline vs Diesel: What is the difference?

Petrol against diesel: What is the difference? Several car manufacturers offer diesel-powered cars, but are they a good alternative? Many of us have pulled up to the gas pump at our local convenience store, picked up the absent-minded nozzle at the end of the green hose and spent a few seconds of confusion wondering why it wouldn't fit into the …

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The eight corner rule beats bad political wording

It is axiomatic that bad facts often make interesting teams. The fifth circle, which was met by horrible facts about wrong arrest, forced confessions and erroneous beliefs and then serious injuries and illness while being imprisoned for a collective 83 years, worked to find coverage based on insurance forms to be interpreted. In Traveler's Compensation Company; Traveler Replacement Company America; …

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5 things we learned from buying life insurance

When my husband and I got married, I immediately called our insurance agent and asked if we would buy life insurance. He asked if we had a house. I said no. He asked if we had children. I said no. He advised me to hold on until we had either. Last year we finally bought a house so I decided …

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Insurance Companies Hassles? Which policyholders need to know about insurance requests for documents and information | Property Insurance Coverage Law Blog

After applying for a claim, insurance companies sometimes request a substantial amount of information, which means that many Coloradans feel overwhelmed. However, failure to respond to requests (eg "failure to cooperate") may cost an insured person's claims on the insurance. The US District Court, the District of Colorado, recently discussed this issue in its review of a summary judgment in …

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