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Carjacking Safety Tips – Dan Sullivan Insurance



Courtesy of iii.org

Having your vehicle stolen is bad enough, but carjacking with it while you are behind the wheel is potentially dangerous, even fatal. Foil should be car thieves and keep you safe with these precautions.


Having your vehicle stolen is bad enough, but carjacking with you while you are behind the wheel – is potentially dangerous, even fatal. Foil should be car thieves and keep you safe with these precautions.

Vehicle theft takes both a human and an economic toll

A motor vehicle, SUV, truck, bus or motorcycle is stolen in the United States about every 45 seconds. In addition, parts of cars, such as airbags and catalysts (which are stolen for their recycling value) stolen out of the cars themselves. Cars and cars stolen in the US often end up in overseas markets, making recovery impossible.

Although armed car theft represents a small percentage of the incidents, carjacking is a violent crime that can give a bold emotional toll and even bodily harm to the economic loss.

Car theft is covered by the extensive part of a car insurance. But as always, it is better to prevent loss than to manage the outcome of your vehicle being stolen.

Preventing Theft Theft

There are a number of things that make your vehicle attractive to thieves, including the manufacture, model and value of some parts. Know that it is not always the most valuable, the fastest or the most expensive car brands and models that are most desirable. So whatever your car, it doesn't make it comfortable for our criminals. Take these precautions ̵

1; and check with your insurer; Some may even help lower your premium.

  • Keep your doors locked and turn off windows when you are not in the car, even in a few minutes.
  • Make valuables invisible . Don't give thieves more motivation to break into your car. If you have to leave personal property in your car, hold it in the trunk. Even in areas that you find safe, do not leave a handbag or other valuables on the car seat unattended.
  • Park in safe, heavily trafficked and well-lit areas . In public parking garages or places, stay as close as possible to protect booths or storage gates. Best case, keep your car in a garage and always lock the door to your home garage.
  • Use the use of theft devices . Use a safety device such as a steering wheel lock or a gear lock – the harder it is to take the car, the less likely a thief will be to direct your vehicle. Most new cars contain tracking devices, which can help find a stolen car, but they are also available for purchase and installation in older cars. Check with your insurance test how your anti-theft component can qualify you for a discount.
  • Use your VIN number . The VIN number is used by a number of law enforcement agencies and databases and insurance databases to make it harder for car thieves to sell a stolen car or its parts.

VIN is usually found on the dashboard on the driver's side of the car. Mark your VIN appearance: Use color or an indelible marker to place the VIN under the bonnet and boot lid and on the battery. This will make it harder for thieves to loosen the car and make it easier for the police to identify the vehicle if it is restored.

If the worst happens and your car is stolen, you want to submit a police report. Then check that your policy covers car theft and claim that the process is started. Notify your insurance staff about the event as soon as possible – the longer you wait, the harder it will be to remember the details. Note that many insurance companies are now using mobile apps, which can help you claim the application process immediately.

Preventing Carjacking

Although carjacking is relatively rare, as carjackers are armed when committing their crimes, it is particularly dangerous. Avoid being a carjacking target with these additional precautions:

  • Always have your cell phone handy – and charged.
  • Avoid being alone in your vehicle in certain areas, as high crime areas, isolated roads and intersections and desolate parking spaces.
  • Be aware of your surroundings . Pay particular attention to people who seem to be lurking or cars suspected of following you in the driveway. Call 911 and use your key fob or other car alarm if you feel a threat.
  • Be careful about how kayaks attract victims . These include bumping your car, pretending to be stranded motorists or flashing the light as if there was something wrong with your car. In each of these scenarios you may be tempted to pull over just for your car to be taken. Keep the windows closed and the door locked and if you feel threatened, drive to the nearest police or fire station.
  • Convenient secure parking . Stick to well-lit areas. If you are in doubt about where you parked after that fact, find a security guard to accompany you to your vehicle.
  • Do not sit in the car with the door unlocked or the windows rolled down.
  • Do not stop at isolated ATMs which can endanger you and your bank accounts as well as your car.


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