Not all work injuries are caused by sudden accidents. Occupational diseases and cumulative trauma injuries can develop over time.
Repetitive stress injuries
If an employee is covered by the employees' compensation insurance, he or she should be entitled to receive compensation for recurrent stress injuries caused by over-stress for a long time. Back pain and carpal tunnel syndrome are examples of this type of injury. Workers with documented, repeated repetitive movement injuries are entitled to the same worker's complications as other injured workers.
Workers can also be compensated for diseases and diseases that progressively develop due to working conditions. Examples are lung diseases, heart disease and other diseases caused by prolonged exposure to chemicals or other toxic substances. Another example of this type of occupational disease is stress-related digestive problems.
How can a work compensation claim be proven for long-term illness or injury?
To be covered for a prolonged work illness or injury, an employee must prove that the permit was directly due to the work's performance-related tasks. This can be more difficult to achieve when an injury or disease develops over a long period of time.
Certain diseases caused by toxic exposure cannot become symptomatic until months or years after the first exposure has elapsed. When exposure leads to several health problems, such as asthma and cancer, it can be difficult to trace the cause of the disease back to exposure to toxic substances at work.
It may take years for repeated stress injuries to become apparent. If an employee developed problems after several years of repeated lifting at work, it can be difficult to prove that the injury was caused by work tasks in the work as opposed to external activities.
Evidence to support labor demand for long-term illness or injury
An employee can take one of several different methods to prove that a long-term injury or illness is related to work:
- Find out about other employees who worked under the same conditions in the same place developed a similar disease or injury: It can be a strong indicator that it is a work-related health condition if a number of people in the same industry and place develop equally or similar problems.
- Monitoring recalls and changes to the law: If a subject an employee has been working with for years, the job has recently become illegal because it is known that it causes health problems, this is evidence that work-related exposure caused damage.
- Use a medical expert: A qualified physician may be able to help an employee document a long-term injury or illness. For a worker who has developed a repetitive stress injury, for example, a doctor may decide whether the injury was caused by repetitive movements that were required in the performance of tasks. Any medical evidence that an employee can provide to support a claim will go a long way in proving it.
Most employers are required to carry employee compensation insurance. Our knowledgeable agents at DM Insurance in Roswell, Georgia can review your corporate insurance package to ensure you have the coverage you need at the best possible price.