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Home / Insurance / Can Chip Merlin answer 21 hurricanes Laura claims questions in 15 minutes? See Friday @ 2 With Chip Merlin to find out the Law Insurance Blog for Property Insurance

Can Chip Merlin answer 21 hurricanes Laura claims questions in 15 minutes? See Friday @ 2 With Chip Merlin to find out the Law Insurance Blog for Property Insurance



Education in insurance claims is important for everyone in the non-life insurance industry. Insurance recovery contractors, independents, corporate and public adjusters, and insurance and policyholder attorneys should constantly learn so that we can earn the public's trust and make the insurance claim work to meet public expectations. "Insurance Serves Public Trust" is a legal statement found in most states, including Louisiana.

Here are the 21 unanswered questions from a Hurricane Laura webinar on Wednesday night. or can they not work?

  • LRS 22: 1706 suggests that we can "agree on a settlement" a claim – how can we resolve a claim without negotiating?
  • Can our contract say that we will help resolve a claim instead of negotiating?
  • Do you have the right to make recommendations for things like ale and content?
  • Are there laws like the 25% legislation we have in Florida for roofing?
  • Can contractors have AOB contracts?
  • What exactly can a public adjuster do in LA that a turnkey contractor could not do?
  • If the claim is suspended due to a coverage dispute or any policy issue, it should go to a lawyer. So, a general contractor can basically do what we do in Louisiana?
  • Do the insurance adjusters for the carriers act as lawyers when negotiating on behalf of the insurance company?
  • Any restrictions on advertising for public adjusters?
  • Can a DBA be the bound device?
  • Is it true that if POL is not answered after 60 days, it will result in triple damage?
  • Can you work on a holder?
  • Can I withdraw a flat rate up to a certain number of hours, then per hour for surplus?
  • Can I take out a salary based on the severity of the injury?
  • Can a public adjuster in a company refer a file to an appraiser within the same company?
  • So, what can we do as a public adjuster?
  • But because we can not negotiate, a proposal is a proposal …. NO estimate to negotiate?
  • How are the laws of assessment like in Louisiana?
  • Can you be a little more specific about what are negotiations?
  • Any significant all injuries reported in Texas? Is Texas nearly as strict as Louisiana?
  • Afternoon Thought

    There are three kinds of men. The one who learns by reading. The few who learn through observation. The rest of them have to pee on the electric fence for themselves.
    —Will Rogers


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