Christmas decorations roasting on an open fire. Reindeer stolen from your lawn.
Such are among the 12 most common insurance claims, according to London-based insurer Aviva PLC, which recently released its list of "common festive fiascos" that it handled in December and January for the past five years.
To avoid a claim, here is a list that homeowners might want to check twice:
- One hundred and ten cracked TVs, knocked while customers set up or took down Christmas decorations.
- Seventy-seven candles, with candles burning dining tables, flames lighting fires on Christmas decorations and wax spilled on carpets.
- Sixty-eight carpets and floors stained or damaged by water from real Christmas trees.
- Twenty-seven Christmas party accidents where property was lost or stolen while customers were celebrating. Popular items included cell phones, jewelry and watches.
- Fifteen items were accidentally thrown away with discarded wrapping paper. Lost belongings included glasses, earrings and hearing aids.
- Eleven cases of feet going through roofs while customers picked up Christmas decorations from their attics.
- Seven sets of lights caused fires when they overheated.
- Six stoves were destroyed during the preparation of the Christmas dinner, with pots and pans dropped on hotplates and hard-working ovens catching fire.
- Five decorative reindeer have been stolen from gardens.
- Four Christmas card disasters: a pot of ink knocked on a carpet, a telephone and the center of a porcelain shattered while writing Christmas cards and spilled superglue on a sofa while making handmade cards.
- Two gold rings: A customer made meatballs and took off the rings while she prepared pastries. Unfortunately, they were thrown out with the rubbish when they were cleaned.
- A fall from Santa's sleigh crashed into a house and damaged a doorway when the horses pulling the vehicle were frightened.