In so many thoughts, summer time evokes thoughts of relaxation, takes it easy, goes on vacation and enjoys the beach. But unfortunately, criminals can benefit from you at any time of the year. Frauds can take advantage of the fact that we are distracted by planning or going on vacation to contact us. In addition, it seems that the summer months tend to be perfect for specific types of disadvantages. Here are two of the most common summers that can be avoided.
Contracts from contractors / home repairs
Contracts from contractors can occur at any time, but you should be especially careful during the summer months. For significant parts of our country, summer is storm season and any storm can damage your home or business. Natural disasters such as tornadoes, hurricanes, floods and fires can bring out the best in people. Unfortunately, there are some individuals who replace those who are negatively affected by these disasters.
It is important to be wary of "Storm Hunters" or contractors outside the city who come to areas affected by a natural disaster or major storm to request business. While not all of these out-of-town entrepreneurs are fraudsters, some really are. These contractors can offer hotfixes that do not really repair the damage to your home. They can also make big promises that they can not give, so you keep the bag. Another danger is that contractors may also lack proper licensing in your area.
Here are some tips to protect yourself when hiring a contractor:
- Get more estimates.
- Get everything in writing.
- Contact your insurance company. Ask about your insurance coverage and specific filing requirements.
- If you are displaced, save all receipts, including those for food, temporary accommodation and other expenses that can be covered under your insurance.
- Do your research on the contractor you are considering hiring.
- Resist sales under high pressure. Be wary of telephone or door-to-door outlets from unknown contractors.
- Request and get a written contract before the work begins.
- Read all documents that a contractor asks you to sign. Be careful about signing all the rights you have on your insurance claim to a contractor.
- Be careful when allowing contractors you do not know to inspect your roof or any other area of your home that you cannot see such as attics, crawl spaces and ducts. Although most entrepreneurs follow the law, some do not. An unethical entrepreneur can create harm to get a job.
Car repair fraud
During a certain summer, millions of people will be able to drive on the road for the summer holidays. In addition, there may be even more Americans on the way this summer, as many will benefit from the freedom they have gained since being vaccinated against COVID-19. With so many on the road, it is only natural that many individuals end up in the car or get involved in an accident. If this happens to you, be careful when repairing your vehicle so that you are not fooled.
Common car repair systems include the store using unsafe parts, inflated repair bills and unnecessary repairs. To avoid these pitfalls in car repairs, you should do the following:
- Ask for a written estimate before approving repairs.
- Ask if repairs are guaranteed.
- Check the store's history with the Better Business Bureau.  Get more estimates from different stores.
- Look for a car repair shop with a certified car mechanic.
- Avoid stores that use high-pressure sales tactics or refuse to answer your questions.
Summer should be a time to relax and enjoy the sunshine. By being aware and careful, you can avoid devilish deceivers who ruin your fun in the sun.
https://www.bbb.org/article/tips/1489-bbb- tips on protecting yourself from stormtroopers after a natural disaster
https: // kfor.com/news/summer-insurance-scams-consumers-should-be-aware-of/  https://www.fraudguides.com/cars/car-repair-scams/
https: // states.aarp.org/oklahoma/fraud-watch-network-alert-summer-is-high-season-for-home-repair-displays
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