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Best homeowners insurance in PA for 2020 // Immediate quote!

I'm sure you can agree that it can be difficult to buy homeowners insurance, it can also be difficult to find best homeowners insurance in Pennsylvania .

But guess what, you're lucky:

Not only can buying homeowners be extremely easy, but the best homeowners insurance company in PA also lets you apply online for coverage in minutes.

In today's post, I will cover which insurance company is best for homeowners in PA, how their product works, and how to obtain Pennsylvania home insurance quote online.

What Does Homeowners Insurance In Pennsylvania Cost [19659007] The average annual premium in Pennsylvania is – $ 900

How We Chose the Best Home Insurance in PA

One of the largest investments you will ever make comes in the form of to buy your home.

Unfortunately, most of us do not shop when it comes to homeowners insurance but we do shop for things that do not need anywhere so close to an investment.

To make it easier for you, we found the best home insurance provider in the state of Wisconsin based on a few factors:

  • Pricing
  • Company Financial Ratings
  • Baseline Coverage Options
  • Application Process Speed ​​
  • How Fast You Can Become approved

Although no two insurances are the same, we all based on the basic coverage options along with the other factors above to choose the best home insurance company in Wisconsin.

Home insurance made it easy.

Agents are not needed.

] Get a quote and register online without talking to an agent. But we're here if you need us.

Undistributed, expert advice.

Get impartial insurance training from licensed experts and also avoid questionable sales calls.

Coverage in minutes.

You can get home insurance coverage within minutes of receiving your quotes and application.

Why Hippo is the Best Home Insurance in PA

Hippo has come out of the corner and turns and literally knocks out the competition with his new view of Pennsylvania homeowners. [19659003] Although Hippo was founded in 2015, they are supported by some of the largest insurance companies in the world, such as Topa, which has an A (excellent) rating from AM Best.

Hippo takes a more modern view of Pennsylvania home insurance by offering things like:

  hippo insurance logo

About Hippo Home Insurance

Hippo is the newest player in the home insurance world but is supported by TOPA Insurance Company.

As of today, TOPA has an A (excellent) rating with AM Best.

Hippo believes that large homeowners insurance should be affordable, smart, convenient and fast.

Hippo wants to make sure that you can get insurance for homeowners that covers you for the most relevant things today.

  • Coverage for your home office
  • Available in: AL, AR, AZ, CA, CO, CT, DE, GA, IL, KS, KY, IN, MD, MN, MO, MS, NH, NE, NJ , NM, NV, OH, PA, SC, TN, TX, UT, VA, WA, WI
  • Free water leak sensor For home
  • Share insurance available
  • Quotation of 60 seconds
  • Mortgage protection
  • A simple, 100% application online and E-signature process

A Free (Roost Water Leak Sensor) with all insurance

With each policy, Hippo offers a free Roost Water Leak Sensor worth $ 50.00 . According to Roost, you can outsmart water with their smart water leak and freeze detector. So it works is that you place it wherever there is a risk of flooding or leakage and if it senses water, it sends a warning to your smartphone.

Simply insurance thinks

Hippopotamus has come out of the gates and turns against its competitors with an average of 25% lower premiums. They also have a much faster application and approval process that does not require an agent to complete. Hippopotamus is the best answer if you need quick quotes and quick coverage.

Want to learn more? Check out our full Hippo Homeowners Insurance Review.

Why is home insurance in PA different?

According to a 2014 study by the National Association Of Insurance Commissioners (NAIC), the average homeowners insurance policy in PA was about $ 900.00 per year in premiums.

Although the premium amounts are cheaper than compared to the national average.

  pennsylvania home insurance

As prices increase in Pennsylvania for home insurance, we could easily see that prices are pushing past the national average.

According to the Pennsylvania Emergency Management Agency, some of their major natural disasters are floods, fires and winter storms.

Even if you need a different flood policy, you will be covered for other causes of loss in your policy.

These fires and winter storms can cause damage in the form of:

  • Fire & Smoke
  • Freezing of plumbing
  • Wind Damage
  • Weight of Sleet, Ice & Snow
  • Hail Damage
  • 19659058 Freezing Air Conditioning

The good news is that your home insurance in Pennsylvania through Hippo covers all of these things and more.

Homeowners Insurance PA Survival Guide

The cost of your home insurance is determined by the coverage levels you purchase and the value of your home and the part of Pennsylvania you live in.

Know Your Deductibles (Wind & Hail or Hurricane)

Hippo offers separate deductibles for both Wind & Hail and Hurricane coverage, so it is extremely important to know what each deductible will be for each type of covered loss.

The reason why this is important is that all deductibles must be paid separately. [19659003] So:

If you paid your deductions for the year and your home is damaged by wind or hail, you must pay the deductible in full before the insurance company covers the rest.

Have an Inventory of Your Home Somewhere

The Pennsylvania Department Of Insurance created this great looking home inventory checklist for everyone to print and use.

You can go room by room and register each item along with the price and date of purchase.

A list like this is important when it is going to register to find out what has been lost and especially to file a claim.

Keep in mind that number 6, nationwide for home insurance claims, was theft, so having a detailed list of your things is a great idea.

Have A Plan & A Survival Kit

If you had seen the latest episodes of 911 (shouts to Angela Bassett), you would have seen the entire episode "Earthquake".

The biggest thing that stood out was that her family had survival rates, the only thing they lacked was a definite place to meet.

It will be just as important if a disaster occurs.

Also try to keep a copy of all your important documents in your Survival Kit or somewhere online.

Finding the Best Homeowners in PA

As with everything, once you know how a product or service works, the next question is where to find it and how to buy your home insurance.

When it comes to buying homeowners in Pennsylvania, there are only two places you should look for:


Buying online through a site like ours will be one of the best places to find homeowners insurance rates in Pennsylvania.

When you shop online, you can get the fastest quote and easy comparisons from Pennsylvania homeowners.

You can go directly to companies like Hippo by clicking on our link to the right or check out our review here .

When you shop online for coverage, you give yourself the opportunity to buy at your own pace, and you can usually get quotes and coverage in minutes, not days.

As previously mentioned, you can also get much lower prices by joining companies like Hippo that send more savings to customers.

Through an Agent

Talking to an agent is also a good option to find Pennsylvania homeowner information and insurance.

If you think you want to be free and have someone who can guide you through the process, there is no better option for you.

Home insurance easy.

Agents not required.

Get a quote and register online without talking to an agent. But we're here if you need us.

Undistributed, expert advice.

Get impartial insurance training from licensed experts and also avoid questionable sales calls.

Coverage in minutes.

You can get home insurance. coverage within minutes of receiving your quotes and application.


We must stop taking what mortgage lenders or realtors suggest when it comes to getting the best homeowners in Pennsylvania .

As I said above according to Hippo, over 70% of the population stated that they do not research or shop when it comes to home insurance.

This is the worst number ever, and you should not be part of the 70+ percent of people.

You can click here to start your journey to coverage now or check out our review of Hippo which we have found to be one of the best Pennsylvania home insurance companies 2020. [19659105]
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