One of the biggest investments you will ever make comes in the form of buying your home.
Unfortunately, most of us do not shop when it comes to homeowners insurance but we do shop for things that do not need anywhere near an investment.
To make it easier for you, we found the best home insurance provider in the state of Missouri based on a few factors:
Although no two insurance policies are the same, we based everything from the basic coverage options along with the other factors above to Choosing the Best Home Insurance
Along with being the fastest and easiest way to buy homeowners insurance in Missouri, Hippo is also one of the most affordable and has an easy-to-understand declaration page. Check out our quick product overview below:
According to the Insurance Information Institute, the average homeowners insurance in Missouri will cost approximately $ 1
This was over $ 80.00 more per year than the national average.
And even though Missouri is known for having an affordable cost of living, home insurance premiums are above the national average.
This means you have to start with a company like Hippo which has on average 25% lower premiums.
The cost of your home insurance will be determined by the coverage levels you purchase as well as the value of your home and the part of Missouri you live in.
We compile this quick survival guide so that you are prepared if something should happen to your home:  Know your deductibles (Wind & Hail or Hurricane)
Hippo offers separate deductibles for both Wind & Hail and Hurricane coverage, so it is extremely important to know what each deductible will be for each type of covered loss.
The reason why this is important is that all deductibles must be paid separately.
If you paid your general deductible for the year and your home is damaged by Wind or Hail, you must pay the deductible in full before the insurance company covers the rest.
Have an inventory of your house somewhere
I found this clever home Inventory Checklist (PDF) online that everyone should do d print and use.
You can go room by room and register each item along with the price and date of purchase.
A list like this is important when it comes to filing to find out what has been lost and especially to apply.
Keep in mind that number 6, nationwide for home insurance claims, was theft, so it's a great idea to have a detailed list of your things.
Have a Plan and a Survival Kit
If you had seen the latest episodes of 911 (shouts to Angela Bassett), you would have seen the entire episode "Earthquake".
The biggest thing that stood out was that her family had survival rates, the only thing they lacked was a definite place to meet.
It will be just as important if a disaster occurs.
Also try to keep a copy of all your important documents in your Survival Kit or somewhere online.
As with everything, once you know how a product or service works, the next question is where to find it and how to buy your home insurance.
When it comes to buying homeowners in Missouri there are only two places you should search:
Buying online through a site like ours will be one of the best places to find deals for homeowners in Missouri .
When you shop online, you can get the fastest quotes and easily compare Missouri homeowners insurance comparisons.
You can go directly to companies like Hippo by clicking here or check out our review here .  When you shop online for coverage, you give yourself the opportunity to buy at your own pace, and you can usually get a quote and coverage in minutes, not days.
As mentioned earlier, you can also get much lower prices by joining companies like Hippopotamus that send more savings to customers.
Through an Agent
Talking to an agent is also a great option for finding Missouri homeowners insurance information and getting protection.
If you think you want to be hands on and have someone guide you through the process, then there is no better option for you.