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Basic construction that results in claims for defects



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To understand the claim of construction defects and the litigation surrounding construction defects, it is necessary to first have a basic understanding of construction, what is correct and careful and what can go wrong.

Building regulations prescribes basic standards. When these standards are not followed, or are not followed carefully enough, a building can break down. It can leak or tilt or even fall down.

The following discussion provides a brief overview of the components of a standard home built of wood frame using common building methods used in the last century, and the problems that can arise when someone part of the building fails.

To make it simple, the discussion below focuses on the single-family home. Multi-family and commercial buildings are larger, have more parts and are much more complex to build. Newer building materials and technologies are not discussed, nor are factory-built homes.

Note that modern buildings can use steel instead of timber in the frames, artificial rather than cement-based stucco, computer controllers for electrical appliances and heating, ventilation and air conditioning systems and other modern materials and construction technician. Regardless of the materials and techniques used in the construction, the points where the structure can break are essentially the same.

Typical single-family houses built during the last century were built with a wooden frame built on top of a concrete foundation. The foundations are either raised on bridges or cast flat on degrees. The wood that makes up the wooden frame is usually clad with ribs (thin wooden strips) or a moisture-proof paper with a wire coating covered with stucco (a durable porous concrete product), external insulation and surface treatment system (artificial stucco) or wood or vinyl cladding. The interior walls are usually finished with plasterboard (plaster covered with paper which, when finished, gives the appearance of ribs and plaster) or, in older constructions, wooden slats and plaster.

Simple detached houses are usually one to two storeys high and ranges from 900 to 3,500 square meters. Of course, there are also "mansions" where a single family can live in a 20,000 square meter structure and "McMansions" which range from 3,500 to 10,000 square meters built on plots where most homes are the simple single-family houses of 900 to 1,500 square feet. It is becoming common to rebuild old homes of 900 – 1100 square meters to 5,000 to 10,000 square meters of homes on small residential plots. These extreme remodeling efforts often conflict with allegations of code violations and design flaws.

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© 2021 – Barry Zalma

Barry Zalma, Esq., CFE, limits now his internship as an insurance consultant specializing in insurance coverage, insurance claims handling, insurance bad faith and insurance fraud almost equally for insurers and policyholders.

He also serves as an arbitrator or media

for insurance. related disputes. He practiced law in California for more than 44 years as a lawyer for insurance coverage and claims management and more than 54 years in the insurance industry.

Subscribe to Excellence in Claims Handling at https://barryzalma.substack.com/welcome.

He is available at http://www.zalma.com and zalma@zalma.com. Zalma is the first recipient of the first annual Claims Magazine / ACE Legend Award. For the past 53 years, Barry Zalma has devoted his life to insurance, insurance claims and the need to defeat insurance fraud. He has created the following library of books and other materials to enable insurers and their claimants to become professionals in insurance claims.

Go to training available at https://claimschool.com; articles at https://zalma.substack.com, the podcast Zalma On Insurance at https://anchor.fm/barry-zalma; Follow Mr Zalma on Twitter at https://twitter.com/bzalma ; Go to Barry Zalma videos at https://www.rumble.com/zalma; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg; Go to Insurance Claims Library – https://zalma.com/blog/insurance-claims-library/ T the last two issues of ZIFL are available at https://zalma.com/zalmas-insurance-fraud- letter -2 / podcast now available at https://podcasts.apple.com/us/podcast/zalma-on-insurance/id1509583809?uo=4

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