قالب وردپرس درنا توس
Home / Insurance / Are you going to buy a house? Do you want good advice? – Legal Insurance Blog – December 1, 2020

Are you going to buy a house? Do you want good advice? – Legal Insurance Blog – December 1, 2020



  stockfresh_5943479_african-american-family-with-ghosted-house-drawing-behind_sizeS-300x200 A house purchase is a significant event in most lives. The buyer goes on mortgage debt that is two or more times his or her annual income. Young employees want a house but worry about what to do to get one. [19659002]

Ignorance creates anxiety

An employee can make big money. Technical skills bring in the highest dollar and there can also be a performance bonus. However, the housing market is a mystery. Learning how the purchase of real estate works will alleviate anxiety. Nationwide prepaid legal services can help.

"Make Your Move" Educates Consumers

We have an economic health benefit called "Make Your Move." It is a self-study program that explains real estate and how to buy a house in a safe way. The courses take the mystery out of the process and a person feels more confident with the new knowledge.

A comprehensive financial health package

Understanding the language of real estate is important, but financing is necessary. An employee can know almost everything about real estate but can not buy anything without the money. Countrywide offers a comprehensive economic health benefit. We are not a single pony and we have more than self-study units.

Certified advisors provide our primary service . These are professionals who handle everyday financial problems with plan members. We place a nationwide advisor in the community for all our clients. It is easy to get access to a nationwide counselor and social distancing is practiced.

Paying Attention to the Budget

A mortgage payment will take a significant portion of each employee's income. Too many people do not have a reasonable budget to work with and end up almost at the end of the month almost all the time. Nationwide advisors will do a budget analysis for a financial health plan member to determine where the personal flood of cash flows is.

Paying attention to the budget helps. The Japanese call this Kakeibo . This means paying attention to where a person's income goes each month. Nationwide advisors help implement this attitude among plan members. They discuss with a person where that person's money, our advisors will suggest budget changes that can help.

This may mean that you pay less on specific credit cards and restructure other debts such as university loans. The intention for potential home buyers is to free up enough money so that the mortgage is affordable. Some people have difficulty with credit card balances and paying off medical bills. Here, too, the advisor can provide some guidance and determine ways to trim expenses, so there is more money available at the end of the month.

The customer is the center

Our customers are important players in the design of their financial benefits. Decision makers know what services employees want. We are looking for their contribution. Nationwide explains all options and answers any questions. Employers then choose what benefits they want in the plan. Countrywide provides a streamlined administration that provides the requested service immediately.

By the way, the personal touch that our advisors give is full of empathy. Advice on financial health is best when the counselor has superior emotional intelligence. Personal skills are a factor we use to screen our advisors. We have been remarkably successful in choosing professionals who care about people.

Too many people convince themselves that it is not a question of buying a house. It's not true. A little work with the numbers and perhaps a restructuring of the household budget can make the home more affordable. Knowing what to do and what to expect when buying a home can save a person thousands of dollars upon closing. The advice we give is valuable to all plan members.

If you have any questions about our services, please feel free to contact us at your convenience. We want to help your employees and welcome the opportunity to explain all our benefits. You will be pleasantly surprised by the benefit we offer.


Source link