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Animal Insurance in North Carolina



  dog sitting on porch in north carolina

Pets are important family members. Just as with our children, spouses or elderly parents, such as pet parents, we want to be sure when unexpected illness or injury occurs, we can give our pets the best possible medical care.

Unfortunately, veterinary care costs sky rockets, and for many Americans it is impossible to pay for the treatment our pet requires when emergencies occur.

That's why so many pet owners across the United States have chosen to purchase pet insurance. You may ask is pet insurance worth it? Like all other insurance products you have, life, car and home insurance to name a few, pet insurance gives you peace of mind and knows that your fur family is covered in the event of an accident.

The best pet insurance plans in North Carolina provide quality care at affordable prices, with effective claims handling and excellent customer service.

We have studied plans offered by more than 30 pet insurance providers and compared the insurance coverage, the claims process, the costs and each. We have limited it to the six pet insurance companies that we believe offer insurance coverage in North Carolina.

Pet Insurance in North Carolina

Here are the top six providers of pet insurance in NC:

Healthy Paws Pet Insurance

  health paws pet insurance logo

With the information above you should have a good Understanding What to Look for in a Pet Insurance and Where to Find the Best Pet Insurance in North Carolina

Healthy Paws plans are available for cats and dogs ages 8 weeks to 14 years and include coverage for a comprehensive list of conditions and treatments, including hereditary and congenital conditions. There is a short waiting period for some hereditary conditions such as hip dysplasia, but they are covered. Their plans also cover routine check-ups, spay / neutral operations and emergency care.

The company's online portal and mobile app provide customers with an easy way to manage their accounts and submit claims, which are usually paid out within ten companies. days. The insurance agency is known for low annual deductibles and offers only one plan, but it covers your pet and your budget well.

Healthy Paws has received 27 complaints in the last 12 months, and the company has an A + rating from BBB.

Monthly expenses Starting at $ 32.83 for dogs and $ 17.19 for cats
Coverage 70 to 90 percent compensation after deductible, depending on plan
Payment limits Unlimited [19659021Deductible[19659016] Ranges from $ 100 to $ 500 per year, depending on the plan

Show prices with healthy paws

Petplan Pet Insurance

  petplan pet insurance logo [19659003] It covers dogs and cats aged six weeks and up, and the starting rate is below the national average monthly premium, which is $ 44.66 for dogs and $ 27.93 for cats.

Petplan's coverage is extensive and includes a long list of conditions and treatments, including emergency care and veterinary bills. [19659003] The company offers a simple claim procedure with several ways to file claims and usually processes and pays them out within ten working days.

Petplan has an A rating from the Better Business Bureau (BBB).

Monthly Costs Starting at $ 29.16 for dogs and $ 18.19 for cats
Coverage 70 to 90 percent refund after deductible
Payout limits $ 2500 to unlimited, dependent on the plan
Deductible Areas from $ 250 to $ 1,000 per year, depending on the plan

Show prices with Petplan

Embrace Pet Insurance

  embraces the pet insurance logo

Embrace offers plans that cover conditions and treatments for dogs and cats for life if the pet is enrolled before the age of 14.

Customers can also add an extra health plan to their policy to cover routine veterinary bills.

When customers need to submit a claim on Embrace, it is usually paid out within two weeks.

Embrace has A-grade with BBB, and all complaints that have been registered have been taken up by the company.

Monthly Costs Starting at $ 13.04 for dogs and $ 8.98 for cats
Coverage [19659016] Ranges from 70 to 90 percent after deductible, depending on the plan
Payout limits Coverage ceilings are between $ 500 and $ 30,000 per year online or unlimited by phone registration.
Deductible Ranges from $ 200 to $ 1,000 annually, depending on the plan

Show prices with embrace

ASPCA Pet Insurance

  aspca pet insurance logo [19659003] ASPCA pet insurance is available for dogs and cats 8 years and older.

Prices seem to be very competitive according to the company's online quote counter.

Claims are a simple process with the ASPCA mobile app, and reimbursements are promised within 30 days of submission, although they are usually paid out in full phase according to customer reviews.

ASPCA Pet Insurance is administered by Crum & Forster, which has a BB + A + rating and only 15 completed complaints in the last three years.

Monthly Costs A mixed breed dog or purebred cat can get coverage for as low as $ 23.39.
Coverage 70, 80 or 90 percent, depending on the plan
Payout limits Ranges from $ 5000 to unlimited, depending on the plan
Deductible $ 100, $ 250 or $ 500, depending on the plan

Show prices with ASPCA

Trupanion

  Trupanion Pet Insurance Logo

Trupanion is one of the larger pet insurance companies in the USA. Founded in Seattle, Washington, it's easy to collect a pet insurance quote from them.

This insurance company will cover cancer treatments, prescription drugs, routine checkups and any unknown illnesses. In fact, Trupanion is proud to cover what other insurance companies will not do.

Monthly Cost A Yorkshire Terrier can get coverage for as low as $ 66.80.
Coverage 90 percent
Payout limits
19659016] no annual payout limits
Deductible $ 0 – $ 1,000, depending on plan

AKC Pet Insurance

  American Kennel Club logo

Customers can make their prices even more affordable with the company's adjustable co-pay rates, payout limits and deductibles.

AKC offers very competitive prices on pet insurance, and its plans are customizable and comprehensive.

AKC plans are administered by PetBartners, which is BBB accredited, with A-grades. The company has only logged two complaints in the last 12 months.

Monthly costs $ 23.49 for a 2-year tax without previously diagnosed condition, $ 18.92 for a 6-year domestic shorthair tax without previously diagnosed condition
Coverage 70 to 90 percent compensation after deductible, depending on the plan
Payment limits $ 2500 to unlimited, depending on the plan
Deductible Ranges from $ 100 to $ 1000 per year, depending on the plan

Shopping for pet insurance in NC

It is important to do thorough research when planning to buy a new pet insurance or any other insurance for that matter. All companies discussed today are offered throughout NC, whether you are in Raleigh, Charlotte or Asheville.

Each insurer offers different coverage inclusions and exceptions at different rates, so choosing the policy that best suits your budget (and your pet's needs) will require you to look at at least three companies.

Prices are usually determined by your pet's breed, age and state of health – as well as the average cost of veterinary care in your state.

However, insurance providers do not always use the same calculations to determine their premiums, with some insurance companies weighing certain factors differently. This is why there are often large differences in prices between companies.

Find the best pet insurance in YOUR state

* While we do our utmost to keep our website up to date, please be aware that "current" information on this site, such as quotation estimates or relevant company information may only be accurate from the last day of editing. Huntley Wealth & Insurance Services and its representatives do not provide legal or tax advice. Contact your own legal or tax advisor.


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