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Animal and car collisions | Blog


  Wildlife and Car Collisions

The Federal Highway Administration database claims that the total number of reported collisions with wilderness vehicles in the United States is approximately 300,000 per year, with 2000 fatal to the driver. There are many more collisions that are not reported for various reasons. Crash databases typically rule out accidents with less than $ 1

,000 in property damage, so in fact, collision numbers are probably much higher. Colliding with an animal is a traumatic experience for everyone involved, and it is important that all drivers know what to do when it occurs. Here are some tips to avoid hitting animals in the first place, and how to deal with it if you do.

Precautions for drivers:

Hitting pets is a risk for all drivers; and in some parts of the country there is also a serious possibility of colliding with wild animals. To minimize the risk of hitting a larger animal, pay extra attention during the hours around sunrise and sunset, at night and during high season. Look for road signs to warn you of places where wildlife on the highway is more common. Scan the landscape for eyes or movement. Use your headlights and, when you can, your headlights. Honking can sometimes scare away animals if you do it early enough.

If you are on a collision course with a large animal, it is recommended that you now turn. Instead, put your foot on the brakes or stay at your current speed (but do not accelerate).

What to do if you meet a deer or other large animal:

  1. 1. Make sure everyone is safe. Pull your car off the road and turn on the warning lights.

    2. Call for help. If you hit an animal and the injury is serious or if you are injured, do not hesitate to call the police. You should also call the police if someone is injured or if another accident occurred as a result of trying to avoid the animal.

    3. Stay away from the animal. Injured or rescued animals can be dangerous, so resist the urge to approach or help the animal. The only exception is if the animal is clearly dead and it is possible to safely move the animal out of the way of traffic.

    4. Document the scene. When the scene is safe, it is a good idea to take pictures of the animal and any damage to your vehicle, if you need to file an insurance claim.

    5. Contact your insurance company . You need comprehensive coverage of the vehicle that was damaged by animal strikes if you want your insurance to pay to repair the vehicle. Your insurance agent can help you through the steps of filing a claim. You must also pay your deductible before any benefits begin.

Accidents with pets:

If you hit a pet, such as a dog, cat or cow, you should call your local police or animal control. Otherwise, you can break the law. So even if you and your car are fine, stop and call. As with wildlife, injured dogs and cats can be dangerous: it's up to you whether you want to give first aid to an injured animal or wait for professional help to arrive. Talk to animal control if you need help deciding which action is best. You may want to contact the animal's owner, as some states require you to give it a try. Use your best judgment to be safe and do what you want someone who beats your pet to do in the same situation.

For any car insurance questions, call or contact Keller-Brown Insurance Services today.

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