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Home / Insurance / AFC Home Club Review for 2020 // Plus Tips on Savings

AFC Home Club Review for 2020 // Plus Tips on Savings



Advantages

  • Choose your own technician
  • 3-year work guarantee
  • Additional coverage can be added
  • Discounts on several properties available
  • Low prices when you renew

Disadvantages

  • Fewer appliances covered
  • Not available in CA, NV, HI and SC
  • Benefit limit of $ 10,000 for all policies

Whether you need to repair or replace an appliance or system, AFC Home Club is here to helps you.

However, no company is perfect, which is why we put together this honest and impartial AFC Home Club.

  afc home club review

Your home is your biggest investment, and you deserve to work with a company that will help you protect it.

We give you an insight into what the AFC Home Club does well and where they can stand to improve.

Who is the AFC Home Club?

Card for America & # 39; s First Choice, AFC Home Club tops our list of home warranty companies.

They thought of almost everyone when designing their service offering, making them one of our favorite warranty companies in 2020.

AFC Home Club was founded in 2009 and is a relative newcomer to the home warranty industry, but they have quickly established themselves as a leader.

This year, 2020, they were ranked among the top ten home guarantee companies and they have maintained a solid B rating with the Better Business Bureau.

America & # 39 ;s 1st Choice Home Club also ranks on the Inc. 5000 list, so you can be sure they're a reputable company and that they are not going anywhere.

Home guarantees are made easily.

Agents not required.

Get a quote and register online without talking to an agent. But we're here if you need us.

Impartial, expert advice.

Get impartial insurance training from licensed experts and also avoid dubious sales calls.

Coverage in minutes.

You can get a home guarantee within minutes of receiving your offers and applying online

What makes AFC Home Club different?

Unlike other home warranty companies that care about two-star contractors, the AFC lets you work with whoever you want.

As long as they are licensed and insured, you can choose who your heart desires.

If you do not have a network of contractors ready, AFC will immediately send one of its skilled technicians to your home.

Another significant difference is that the AFC Home Club offers a warranty that goes beyond 30 days.

They also do better than even the most generous and 90 and 180 guarantees.

The AFC team mocks its conservative competitors and guarantees work for the entire life of the plan or three. year.

Home guarantees by state .

Features and Benefits

AFC Home Club is changing the way we look at home warranty companies. Here are the key features you can expect:

Flexible service charges

Service charges start as low as $ 75 and up to $ 125. Being able to choose a service charge helps you keep your plan price lower.

Four plans available

System plan

For homeowners who are most affected by their home system, not necessarily the appliances. The only thing that is not covered here, systematically, is a plumbing stop.

Silverplan

If your main concern is appliances, then this is the plan for you. The only important appliances not covered here are built-in microwaves and ice makers.

Gold Plan

This plan offers both system and appliance coverage, but it excludes plumbing stops, built-in microwaves and ice makers. If you want more comprehensive coverage without paying for things you do not need, you will appreciate this plan.

Platinum Plan

If you are someone who prefers not to tempt fate, you can get the Platinum Plan for not much more than the Gold Plan. Keep in mind that the AFC does not publish its prices online, so you need to get a custom quote to determine the difference in plans.

Additional Coverage Options

We estimate that the AFC does not automatically charge homeowners coverage for items they may not even have. With the AFC you have the option to add the following items to a custom policy:

  • Sump pump
  • Water heater
  • Freestanding freezer
  • Septic system
  • Pool and spa
  • Tankless hot water heater
  • Well pump
  • Centralvac

Additional club benefits included

Although we joked earlier about the club benefits, these can be helpful for some homeowners.

If you do not have a credit monitoring service or if you want to take advantage of rewards for patronizing local businesses, then this feature can be a lifesaver.

When you choose AFC you also get:

  • Free Credit Monitoring
  • Family Emergency Services
  • Discounts on Home Security, Home Supplies, Restaurants and Entertainment

Americas First Choice Home Club 19659068] Currently AFC Home Club is available in 46 or 50 states.

You can not sign up for the AFC if your home is in:

• Hawaii

• California

  afc home club

• Nevada

• South Carolina

Home Guarantees Are Easy .

Agents not required.

Get a quote and register online without talking to an agent. But we're here if you need us.

Impartial, expert advice.

Get impartial insurance training from licensed experts and also avoid dubious sales calls.

Coverage in minutes.

You can get a home guarantee within minutes of receiving your offers and applying online.

Warranties for claims and processes

Like most home warranty companies, you can request service online or by phone 24 hours a day.

However, the AFC is different because they do not turn their backs on you and your home after 30 days.

Instead, they offer a guarantee for all work the crew has done during the life of the contract, which has a limit of three years.

A potential precaution has to do with the consequences of terminating your policy.

Although the AFC claims that they do not lock customers into a contract, they clearly state that they can cause a cancellation fee of $ 75.

Like most home warranty companies, the AFC enforces a waiting period of 30 days before customers are eligible for benefits.

A notable exception is plans purchased with the sale of a home. In these cases, the waiting period of 30 days is excluded as long as an inspection has been carried out.

Why choose the AFC Home Club

There are some home warranty companies we like, but the AFC stands out for two reasons:

No limit on the recall period.

This means that the work performed on your home is guaranteed throughout your contract.

Choose your own technician.

Many homeowners complain that their warranty company did not give them a say to the contractor who worked on their home.

AFC believes you should have a choice. If you have a network of service providers that you prefer to work with, AFC will be a great choice for you.

Home guarantees facilitated.

Agents not required.

Get a quote and register online without talking to an agent. But we're here if you need us.

Impartial, expert advice.

Get impartial insurance training from licensed experts and also avoid dubious sales calls.

Coverage in minutes.

You Can Get A Home Guarantee Within Minutes After Receiving Your Offers And Applying Online

How To Take Action

No Other AFC Home Club Reviews Are Equal detailed as mine; But I wanted to make sure I gave you as much information as possible.

Because home warranties cover appliances and system failures that home insurance does not, we recommend that all homeowners have insurance, even if it is not with the AFC.

Ready to see how much your home warranty coverage will cost with the AFC Home Club? Find out now.


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