See the entire video at https://youtu.be/Cc7DfiN9dBIebrit19659002achte. On rare occasions, an insured person will act unethically in his, her or its relationships with an insurer. If they do, if it is discovered by the insurer or its claimant, the right to damages may be lost. When reading about the decision of the Supreme Court of the United States below, you can consider how the insured acted unethically against the insurer and why the Supreme Court decided to deprive the insured of his right to damages.
Although with age he still says this case US law regarding the unethical and deceptive behavior of an insured and the insured's obligation to behave and testify honestly in an investigation under oath.
Claflin & Others v. Commonwealth Insurance Company .; Same v. Western Assurance Company .; Same v. Franklin Insurance Company, Supreme Court of the United States 1
An ethical insured who applies for fire insurance in a home that burns to the ground between the time of application and the initiation of the policy required by the Stipcich decision must inform the insurer of the change and give it the opportunity to renegotiate its obligations since the possible event it was asked to insure was no longer contingent but was a security.
© 2020 – Barry Zalma
Barry Zalma, Esq., CFE, now limits his practice to employment as an insurance consultant specializing in insurance coverage, insurance damages, bad faith insurance and insurance fraud almost equally for insurance companies. He also acts as an arbitrator or mediator for insurance-related disputes. He practiced law in California for more than 44 years as insurance coverage and attorney management and more than 52 years in the insurance industry. He is available at http://www.zalma.com and firstname.lastname@example.org.
Mr. Zalma is the first recipient of the first annual Claims Magazine / ACE Legend Award.
For the past 52 years, Barry Zalma has devoted his life to insurance, insurance claims and the need to defeat insurance fraud. He has created the following libraries with books and other materials to enable insurance companies and their claims personnel to become insured.
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