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A video explaining the doctrine of Uberrimae Fidei and ethical insurance requirements



See the full video at https://youtu.be/5Mp1ZbUjOAo Chapter19659002achteEtik is a process for systematically applying, using, defending and recommending concepts of right and wrong behavior.

Ethical behavior is required by both parties to an insurance contract for the system to work. If any party to the insurance contract acts unethically, the insurance capacity will function effectively and profitably to fail.

Ethics is the essence of insurance. Since insurance was first created, it has been a company of utmost good faith. As a result, the insured and the insurer are expected to treat each other ethically.

Insurance was created to spread risk from individuals to quantities. Spreading the risk in a fair, ethical and honest way from one person to many is the basis of an insurance system. The insurance contract since modern insurance was first created was based on the concept Uberrimae Fidei .

The Latin phrase Uberrimae Fidei is used to express the principle that an insurance contract must be made in perfect good faith, with neither the insurer nor the insured concealing anything from the other. When it comes to insurance, both the insured and the insurer must observe the most perfect good faith towards each other so that the insurer understands the risk it is asked to take and the insured understands the risks that the insurer accepts.


© 2020 – Barry Zalma

Barry Zalma, Esq., CFE, now limits his practice to working as an insurance consultant specializing in insurance coverage, insurance claims handling, bad faith insurance and near-insurance fraud. insurers and policyholders. He also serves as an arbitrator or mediator for insurance-related disputes. He practiced law in California for more than 44 years as an insurance coverage and attorney management attorney and more than 52 years in the insurance industry. He is available at http://www.zalma.com and zalma@zalma.com.

Mr. Zalma is the first recipient of the first annual Claims Magazine / ACE Legend Award.

For the past 52 years, Barry Zalma has devoted his life to insurance, insurance claims and the need to defeat insurance fraud. He has created the following libraries with books and other materials to enable insurance companies and their claims personnel to become insured.

Read posts from Barry Zalma at https://parler.com/profile/Zalma/posts [19659002] Go to Barry Zalma on YouTube- https://studio.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg/videos/upload? filter =% 5B% 5D & sort =% 7B% 22columnType% 22% 3A% 22date% 22% 2C% 22sortOrder% 22% 3A% 22DESCRIPTION% 22% 7D

Go to the library for insurance claims – https: // zalma .com / blog / insurance-claims-library / Chapter19459011 Premium19659002POST19459010 ?? Subscribe to email version of ZIFL, it's free! –

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Read the last two questions by ZIFL here. https://zalma.com/zalmas-insurance-fraud-letter-2/vud19459011 Premiär19659002 ???? 19459010 ?? Go to the Barry Zalma, Inc. website here https://www.zalma.com/ Chapter19459011]

Listen to my podcast, Zalma on Insurance, on:

https://podcasts.google.com/?q=zalma%20on%20insuranceZalma on Insurance –


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