Watch the full video at https://youtu.be/m8Synuhc8Jgebrit19659002achteEach fire insurance policy issued in the United States, as well as the New York Standard Fire Insurance Policy set forth in Chapter 1, provides that in the event of the insurance company may require the insured to file and testify at an "EUO." By statute in the states of New York that have a standard fire insurance, also requires that all risks or immediate risk of physical loss policies that do not exclude fire, must provide coverage or better than the coverage areas specified in the standard fire policy.
I Ransom v. Selective Ins. Co., 229 N. J. Super . 43, 46, 550 A.2d 1006 (Law Div.1988), the court examined the investigation under oath in an insurance and concluded that the insured was obliged to submit to the EUO and produce requested documents in accordance with the written request of the lawyer "Because the circumstances surrounding the loss are ouse [d] a justified suspicions of arson and that request is specific, relevant, material and reasonable. " (Emphasis added)  The purpose of sworn investigations first described in Claflin v. Commonwealth Insurance Co. 110 US 81, 94-95 (1884) clarified that any question that was relevant and relevant in such an investigation was essential to the insurer's investigation. It also clarified that a question is material when "a correct answer to it was of the content of the insured's obligation."
© 2020 – Barry Zalma
Barry Zalma, Esq., CFE, now limits his practice to working as an insurance consultant specializing in insurance coverage, insurance claims handling, bad faith and insurance fraud almost equally for insurance fraudsters and policyholders. He also acts as an arbitrator or mediator for insurance-related disputes. He practiced law in California for more than 44 years as an insurance coverage and attorney handling attorney and more than 52 years in the insurance industry. He is available at http://www.zalma.com and firstname.lastname@example.org.
Mr. Zalma is the first recipient of the first annual Claims Magazine / ACE Legend Award.
For the past 52 years, Barry Zalma has devoted his life to insurance, insurance claims and the need to defeat insurance fraud. He has created the following libraries with books and other materials to enable insurance companies and their claims personnel to become insured.
Read posts from Barry Zalma at https://parler.com/profile/Zalma/posts  Go to Barry Zalma on YouTube- https://studio.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg/videos/upload? filter =% 5B% 5D & sort =% 7B% 22columnType% 22% 3A% 22date% 22% 2C% 22sortOrder% 22% 3A% 22DESCRIPTION% 22% 7D
Go to the library for insurance claims – https: // zalma .com / blog / insurance-claims-library / Chapter19459011 Premie19659002POST19459010 ?? e-mail version of ZIFL, it's free! –
Read the last two questions by ZIFL here. https://zalma.com/zalmas-insurance-fraud-letter-2/vud19459011achte Chapter19659002achte Chapter19459010 ?? Go to the Barry Zalma, Inc. website here https://www.zalma.com/ Chapter19459011]
Listen to my podcast, Zalma on Insurance, on:
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