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A video explaining more design flaws



See the full video at https://youtu.be/43wCD5IuIPA [195659003] Traditional stucco is sometimes called "cement stucco" because it is an outer material made of cement, sand, lime and water. The traditional cement stucco system is durable because it covers a structure with a layer of stone using a fine-grained concrete, attached to a structure with a waterproof barrier paper, galvanized wire mesh and metal flasks. Cement stucco can achieve compressive strengths over 3,000 pounds per square inch. Ladders, base balls and stones will rarely bend it.

Deterioration of stucco is often caused by insufficient surface treatments or materials ( ie porous stucco materials in rainforest areas). When experts refer to defective stucco, they usually refer to exterior insulation and finishing systems (EIFS), a synthetic stucco product applied to the exterior of residential and commercial structures. EIFS consists of a cosmetic outer layer applied to a plastic coating (surface treatment) on top of a base coating attached to a foam panel (insulation). The entire system is applied directly to the structure frame.

Air conditioning defects

Heating, air conditioning and ventilation systems (HVAC) and humidity control systems must be properly installed to avoid water intrusion. The structure must allow for proper ventilation, including adequate crawl spaces, exhaust fans and dehumidifiers. Air conditioners must also be of sufficient size to function properly.

Window, wall and door faults

Defects in windows, walls or doors leave a home or structure that is particularly prone to water intrusion, as these are integrated to make the structure waterproof. Leaking windows are a common defect and prevention requires good execution.

Building envelope error

The building envelope works, much like human skin, to protect the interior from the external environment. Unfortunately, the housing in a building does not have the human body's self-healing and continuous regeneration properties, so mechanical damage or deterioration due to normal wear and tear creates repair requirements. Repair is usually the responsibility of the design owner or the owner's appointed manager.


© 2021 – Barry Zalma

Barry Zalma, Esq., CFE, now limits his practice to employment as an insurance consultant specializing in insurance coverage. , handling of insurance claims, unfaithful insurance and insurance fraud almost equally for insurers and policyholders. He also acts as an arbitrator or mediator for insurance-related disputes. He practiced law in California for more than 44 years as an insurance coverage and claims lawyer and more than 52 years in the insurance industry. He is available at http://www.zalma.com and zalma@zalma.com.

Mr. Zalma is the first recipient of the first annual Claims Magazine / ACE Legend Award.

For the past 53 years, Barry Zalma has devoted his life to insurance, insurance claims and the need to defeat insurance fraud. He has created the following library of books and other materials to enable insurers and their claims staff to become insurers.

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